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Home » The 4 Phases of Retirement: Dr. Riley Moynes (Full Transcript)

The 4 Phases of Retirement: Dr. Riley Moynes (Full Transcript)

Here is the full text and summary of Dr. Riley Moynes’ talk titled “The 4 Phases of Retirement” at TEDxSurrey conference. In this talk, Dr. Riley discusses the four phases of retirement, and emphasizes the importance of maintaining a meaningful lifestyle throughout the different stages.

Listen to the audio version here:


Everyone says you have to get ready to retire financially. And, of course, you do. But what they don’t tell you is that you also have to get ready psychologically. Who knew?

But it’s important for a couple of reasons. First, 10,000 North Americans will retire today and every day for the next 10 to 15 years. This is a retirement tsunami. And when these folks come crashing onto the beach, a lot of them are going to feel like fish out of water without a clue as to what to expect.

Secondly, it’s important because there is a very good chance that you will live one-third of your life in retirement. So it’s important that you have a heads-up to the fact that there will be significant psychological changes and challenges that come with it.

I belong to a walking group that meets early three mornings a week. Our primary goal is to put 10,000 steps on our Fitbits, and then we go for coffee and cinnamon buns, more importantly.

So as we walk, we’ve gotten in the habit of choosing a topic for discussion. And one day the topic was, how do you squeeze all the juice out of retirement? How’s that for seven o’clock in the morning? So we walk and we talk, and the next day we go on to the next topic, but the question stayed with me because I was really having some challenges with retirement.

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