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Home » How to Retire by 20 by Kristen Hadeed at TEDxUF (Full Transcript)

How to Retire by 20 by Kristen Hadeed at TEDxUF (Full Transcript)

Kristen Hadeed at TEDxUF

 

Full text of How to Retire by 20 by Kristen Hadeed at TEDxUF conference.

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TRANSCRIPT: 

This is a list I made when I was 10. “How to Retire Before you’re 20”. Babysitting, yard sale, walk dogs, and you’ll see I get to number 12, “buy stocks,” and I stop. I figured, “That’s it! I don’t need to do anything else!”. Must have thought the stock market was a sure thing… And we can’t ignore my starred note on the bottom left: “In every transaction, I have to have a calculator.”

As you can see, I wasn’t the typical 10 year old. Most girls my age played with Barbies — and yeah, I did that, too — but when given the choice, I wanted to learn about the way things worked, about the people around me, and I was particularly interested in making money.

I drew this when I was 5: “Kristen is a waitress.”

Well, it didn’t take me long to realize I could just skip this step altogether and start a restaurant, “Steak and Shake.” Where we didn’t have steak or milkshakes, but we did have pork chops, all-you-can-eat chicken and ribs, and our most popular dish: carrots and dip.

When I was in first grade, I was fascinated with Elmer’s Glue. I found that if I put a tiny drop in my desk at school, when I came back in the morning, I could peel it off and stick it on my nail. What do you know? Fake nails. I sold fake nails from my desk every morning. And I remember it like it was yesterday: walked into my classroom, early like usual, only to find that my teacher had completely rearranged all the seats. I watched my classmate walk right into my fortune. She sold everything that day. But don’t feel bad for me, because after school, I went and bought glitter glue, which happened to be much more popular than the plain white kind, and it put her right out of business.

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