Transcript of Sophie Rain Interview: Iced Coffee Hour Podcast

I pay 37% in federal taxes. I made $83 million last year total. So I paid 37% of that.

GRAHAM STEPHAN: And then what do you do with like $40 million left over?

SOPHIE RAIN: I invest it. So I have currently, I’m in the process of getting 3 properties. I have 2, about to have a third in Florida, and I invest as much as I can. I’m right now investing into my farm. I have cows that I take care of. That’s my dream, is I want to own a cattle ranch. So I have 12 cows right now that I’m working with on 20 acres, and that’s what I do in my free time.

JACK SELBY: I’m just honestly in complete shock and dismay because these numbers are insane.

GRAHAM STEPHAN: We meet with some of the best entrepreneurs, business owners out there who have built their entire career, 30 years, rappers, and then they have like $200 million bucks, but it’s taken them like 30 years to get that with prudent investing.

The OnlyFans Platform and Its Possibilities

SOPHIE RAIN: Oh yes. Oh yeah. And I think that’s where a lot of the misconception also comes with OF, is that obviously everyone thinks that it’s an adult site, but it’s not an adult site. You can do anything with your content on there. It’s just a subscription page. So I know people who have cooking channels on there and they sell their recipes. And I think that’s the great thing about it. You can do whatever you want on there and make a living off of it.

And it’s just the new digital world nowadays. It’s constantly evolving. And I think it’s great because people can come on here without having to invest $5 million into this one company trying to get 10% stock or whatever. You can make your own income just being you online.

JACK SELBY: I mean, Graham had an OF for a while.

GRAHAM STEPHAN: Oh my gosh, I did briefly.

SOPHIE RAIN: Was it good?

GRAHAM STEPHAN: No. Oh no. I shared stock tips and basically what I was buying personally. I was dollar cost averaging into the markets and I said, hey, as a joke, I’m going to start and I’ll post what I’m buying on there.

SOPHIE RAIN: Mm-hmm.

GRAHAM STEPHAN: And I got a few people that signed up, but they all wanted pictures of me.

SOPHIE RAIN: So interesting.

GRAHAM STEPHAN: And then they just immediately unsubscribed.

SOPHIE RAIN: Did you send any pictures?

GRAHAM STEPHAN: No.

SOPHIE RAIN: Oh, are you sure?

GRAHAM STEPHAN: I’m pretty sure. Some dude wanted Jack’s shoes.

JACK SELBY: Yeah, a guy offered to buy my shoes. They asked for feet pics online.

SOPHIE RAIN: Yeah, there’s something for everyone out there. You know, people are constantly trying to find their niche.

Life Before OnlyFans

GRAHAM STEPHAN: And what were you doing before OF?

SOPHIE RAIN: I was a server. I served for 2 years at a restaurant. It was a little mom-and-pop Italian place. I hosted, I cooked, I bartended, I served. I did everything there. I was full range. I could do everything there.

JACK SELBY: Did you enjoy that life?

SOPHIE RAIN: Oh my God, I loved it. I loved it so much. My friend had to beg me to quit so I could focus on social media.

JACK SELBY: So why would you then pivot to social media if that was a life that you truly claimed to love?

SOPHIE RAIN: I pivoted to social media because I saw a lot of my friends doing it, and honestly, I wanted something out of my life because I knew I couldn’t serve forever, obviously. That’s just not something I wanted to do. And I grew up in a very poor household. My parents were constantly living paycheck to paycheck, and I wanted to make money.

And obviously social media, I was thinking, is the way to go because it was right after COVID. That’s when everyone was blowing up on TikTok and everything. And I was like, you know what, I could do this. I think I would be fine. I have pretty thick skin. I think I could do it. And ever since then, it’s been history.

Starting on TikTok and Transitioning to OnlyFans

GRAHAM STEPHAN: Did you worry about the stigma with OnlyFans at the time?

SOPHIE RAIN: 100%. It was obviously a concern. A lot of people, they know what OF is obviously, but I think that my main goal here is to try to dissolve that stigma just because you can do anything on the site. And it’s not always— I don’t do any hardcore stuff on the site. And I think that a lot of people have that misconception just because they hear the word OF and they immediately think Bonnie Blue, you know, stuff like that. But I love the site. You can do anything you want on there. And there’s room for everyone.

GRAHAM STEPHAN: Why did you do so well?

SOPHIE RAIN: I think it was a lot of consistency. Another thing that I’ve noticed, being around a lot of other girls in the industry, is I don’t really care what gets put out there about me because I have thick skin. Obviously people are going to say what they want to say and they’re going to believe what they want to believe because they hear certain things, but they don’t know what happens behind closed doors. And I know in my heart what I’m doing and that makes me happy. So I don’t really care about what people say on my behalf online.

JACK SELBY: And so you quit the serving job to do OF or to do social media? Okay, so it was directly from that to OF.

SOPHIE RAIN: Yes.

JACK SELBY: And then why did you—

SOPHIE RAIN: I started social media first and I was posting on TikTok for probably a good 2 months, 3 months, just gaining some traction. And then once I had a big enough audience, that’s when I started on OnlyFans.

JACK SELBY: So how big of an audience did you have?

SOPHIE RAIN: It wasn’t major. I think maybe like a million followers on TikTok.

JACK SELBY: That’s pretty good.

SOPHIE RAIN: It was great. I’m grateful for everything and I’m so happy to be where I am today and it’s because of all of my fans. Yeah, I started doing TikToks at first and then I did OnlyFans.

JACK SELBY: And then when and why did you decide to do OF?

Finding OnlyFans and Early Success

SOPHIE RAIN: Well, my sister was doing OF and a lot of my people, a lot of my friends were also doing it. Like my cousin Aisha, she was doing it and I asked them, I was like, what is it? Because I didn’t know what OnlyFans was at the time. They were all doing it and I wanted to try it out and I did it and I fell in love with it. It was a lot of fun.

I found self-love doing that, like being on the site, because at first, this was right after COVID. Like, I was depressed, obviously, and like everyone was just stuck inside. It was a crazy time, and I hated myself. And I started OF, and I’m so happy now. Like, I’m so glad.

GRAHAM STEPHAN: What did you hate about yourself?

SOPHIE RAIN: I mean, I was in high school, obviously, just like cliché teenager stuff. Like, I didn’t like the way I looked, and I feel like everyone thinks that about themselves, obviously. But doing this, I’ve just found a lot more self-confidence. Like, I would never be here 2 years ago. I couldn’t do this.

GRAHAM STEPHAN: Why is that?

SOPHIE RAIN: Just because I was insecure. I was scared. But growing up and being on the website and doing social media, it really has taught me a lot and I’m so happy where I am and I wouldn’t change it for anything.

The Influence of Others and Early Earnings

GRAHAM STEPHAN: So the other people doing OnlyFans in the beginning, what were they making? Were they showing you their earnings and saying like, hey, I just made like 6 grand?

SOPHIE RAIN: Not really. I don’t think anyone showed me their earnings directly. But I’ve obviously heard word of mouth, like, Cardi B’s on the site, she’s making $800 million or whatever she’s making. And I thought that I could take that avenue and make some money. And here I am.

Building Confidence Through the Platform

JACK SELBY: On the topic of confidence, I’m curious, is it the money? Like to have FU money, does that make you confident? Because a lot of people it does. So that would be totally reasonable because you have nothing to lose. You can just insulate yourself with your finances. Or is it through all of the failures that you went through in order to get to this point, the hate that you see online, you’ve had to develop a shell. What would you say it is?

SOPHIE RAIN: I honestly think it’s the people who truly support me, like the good comments that I see. I see a lot of people that love me and they comment like, you know, I’m so beautiful or whatever. And I think those comments obviously helped me learn to love myself a little more.

But also just growing up, I’m a little older now, I know a lot more. I’ve learned so much doing this. I’ve learned more than I’ve ever learned in school. Like I never knew about taxes and all that stuff. I know how to do all this stuff now. I have a really great financial advisor who shows me everything step by step, how I should use my finances and what I should invest in and stuff like that.

So I definitely think it has a little bit to do with the money, but I also think that I found who I am by posting online because obviously in the beginning I was just doing these little TikTok dances and now I’m kind of evolving more into my own personality online and people love that. And I think that definitely boosted my confidence just knowing that people are actually supporting me and they love me for who I am.

JACK SELBY: A lot of people, they do not like receiving those sorts of compliments. Like from some women, yes, sometimes I do surprisingly talk to women. Those women have said to me that they don’t like it when they’re like walking down the street, “hey, you’re beautiful,” “hey, you look nice today” or whatever. What makes this any different? How have you utilized that to gain confidence instead of the other people that sometimes do not like it?

SOPHIE RAIN: Well, I think that regardless, people are going to say what they want to say at the end of the day. Like, you can never— if I’m going to walk on the sidewalk, of course someone’s going to yell at me. That’s just society nowadays. And I think that instead of looking at it in a negative light, you just keep walking, move on with your day, take the compliment. It’s okay.

Now obviously if it’s something crazy like catcalling, obviously that’s a little crazy, don’t do that. But I feel like it’s different on social media also because on social media I’m obviously intentionally posting for those compliments.

The Leila Hormozi Comparison

JACK SELBY: You know what’s hilarious? I’m going to get reamed for saying this, but you remind me of Leila Hormozi. And let me justify it because do you know who Alex Hormozi is?

GRAHAM STEPHAN: Our world. Alex Hormozi is like the god of business.

SOPHIE RAIN: Okay.

JACK SELBY: Business, entrepreneurship, finance, stuff like that. His wife, Leila Hormozi, she came on the podcast. We were talking about being impervious to like the world around you. And if people say mean things, you’re like, whatever, I’m going to continue doing my own thing.

She gave a story where she’s walking with Alex. Someone bumps into her and they say, “watch out, skinny bitch.” And a lot of people can be like, oh, what the heck? And spike their cortisol and get all angry and escalate the situation to a place it doesn’t need to go to. Or in her case, she was just like, “that’s funny, you think I’m skinny?”

GRAHAM STEPHAN: Yeah.

JACK SELBY: And so she took it as a compliment. And because of that, the situation ended up resolving itself and everything was totally fine. And it’s just about being impervious to any sort of stimulus, like turning anything into a positive experience.

SOPHIE RAIN: I agree. And that’s what I try to do all the time because I think that’s the only way I get through things. I know what it’s like to be depressed and sad. I’ve been in and out of depression, and I just don’t want to live my life like that. Like, why would I try to make myself stressed? Why would I try to make myself feel bad about something someone else said? Because clearly they have something going on in their life. I think that we just need to spread more kindness around because there’s just so much bad sh*t going on in the world anyways.

GRAHAM STEPHAN: People usually writing the hate comments are always trying to punch up at someone else who’s doing better than them, right? And it’s never the people who are doing better than you who are like, oh, I want them down.

SOPHIE RAIN: I just usually, yeah.

Making $100,000 in the First Month

JACK SELBY: When you decided to do OF right in the beginning, how much were you making that very first month?

SOPHIE RAIN: I think I was making like $100,000. I think my first month I made $100,000.

GRAHAM STEPHAN: What was going through your mind? You’re making $100,000.

SOPHIE RAIN: I could not believe it. I genuinely could not believe it. I thought, oh my God, I’m going to buy the entire world. Like obviously, I went from having no money to $100,000 in my first month on OnlyFans. And I think that it was really eye-opening. It was just crazy because I couldn’t believe that you could even make this much through being on the internet. But I’m just very grateful and I’m very happy where I am. It was a lot of work.

Jewelry and Spending Habits

JACK SELBY: So I noticed a lot of bling on you right now. I see the SR on your fingers. I don’t know what watch that is, but I’m assuming that’s not fake gold.

SOPHIE RAIN: No, it is.

JACK SELBY: It’s fake gold.

SOPHIE RAIN: Everything’s from Amazon.

GRAHAM STEPHAN: Really?

SOPHIE RAIN: Everything is from Amazon.

GRAHAM STEPHAN: I was about to ask if it was fake, but like, these are fake.

SOPHIE RAIN: Everything. This is like the only real piece I have, I guess you could say. And I got it from Revolve. It was like $120.

JACK SELBY: So that’s actually so real because no one would ever assume that you’re wearing fake jewelry.

SOPHIE RAIN: Oh no, I wear fake jewelry.

JACK SELBY: So you can get away with it. Just buy all fake and everyone would assume it’s real. Yeah.

SOPHIE RAIN: I don’t believe in buying real jewelry like that just because I also lose jewelry like no tomorrow. Like these, this is not going to exist next week. Like I’m going to just misplace it and forget where it was and lose it. So I don’t spend a lot of money on good jewelry just because I know I’m going to lose it.

First Big Purchases

JACK SELBY: But in that first month when you made the $100,000, you said you wanted to buy the world. What did you spend that money on?

SOPHIE RAIN: I think my first purchase was like a designer bag. I bought my first official designer bag. I think it was YSL. And ever since then, that’s like one of my main things I spend money on is my purse collection. I have a purse collection and I think it’s because growing up I wasn’t able to buy anything I wanted, like I didn’t have any extra money obviously because my parents didn’t have any extra money. So we just, you know, I went to school, went to sleep, went to school, went to sleep. We didn’t go out and do anything. So I think that having money, I immediately obviously wanted to go spend it. And I did. I bought a lot of purses, which—

JACK SELBY: In your first month?

SOPHIE RAIN: In my first month.

JACK SELBY: How many purses?

SOPHIE RAIN: I think I bought 7 in my first month.

JACK SELBY: And from where?

SOPHIE RAIN: I love bags.

GRAHAM STEPHAN: From where?

SOPHIE RAIN: Louis. Louis Vuitton, Gucci.

GRAHAM STEPHAN: Do they give you a deal when you buy so many of them?

SOPHIE RAIN: No, I wish.

GRAHAM STEPHAN: What if you buy like 10? You don’t think that you would just say, hey, give me a little discount? I’m sitting on $100 grand.

SOPHIE RAIN: You would think.

JACK SELBY: How much did you spend that first month?

SOPHIE RAIN: Ooh, I don’t know off the top of my head, but it had to have been around like $50,000, like definitely like half of it. Like I went crazy.

GRAHAM STEPHAN: Oh.

JACK SELBY: Did it feel good?

SOPHIE RAIN: It felt really good. It felt really good. It was great just because I’ve never had money before in my life. So being able to actually buy something I wanted to buy without, you know, having to just want it, it was amazing.

JACK SELBY: How quickly did your lifestyle adjust to those earnings and your mental as well? Like at what point were you like, okay, I am making this amount of money. This does not feel like it’s a dream.

Buying Houses and Security Concerns

SOPHIE RAIN: Honestly, probably around a year ago it became very real for me because I just bought my first house a year ago. Before then I was just living in apartments going back and forth, but I bought my first official house and that’s the 20 acres that I live at now. It’s my farm. And I think that was the main eye-opener. Like, oh my God, I can afford a house. I never thought I was going to ever be able to buy a house one day. And now I own 2.

GRAHAM STEPHAN: So how much was the house?

SOPHIE RAIN: My house that I live at currently was $1.3 million.

GRAHAM STEPHAN: And what about the 20-acre one? That’s the 20 acres.

SOPHIE RAIN: The 20 acres was $1.3 million. And then I have a lake house that was $2.3 million.

GRAHAM STEPHAN: How do you ensure that people don’t find the address of the house and show up?

SOPHIE RAIN: They do.

GRAHAM STEPHAN: They do.

JACK SELBY: Do you have 24-hour armed guards, security and everything?

SOPHIE RAIN: I do. Yes, I do.

GRAHAM STEPHAN: How often do people show up?

SOPHIE RAIN: No one has showed up yet, but I’ve gotten lots of threats to show up, and I’ve been swatted before at my house. I’ve had police called multiple times. It’s just living in the state of Florida, everything’s public record.

GRAHAM STEPHAN: So what’s that like, getting swatted?

Getting Swatted

SOPHIE RAIN: Oh, it was terrifying. And the way that it happened too, it was just disgusting because I was just at home. It was late at night, it was like 7 or 8 or something, and I’m just on my couch and I get a call from my dad and he’s like, this person is texting all of our family members. It was very serious threats. Very disgusting behavior.

So I’m reading all this, I’m on the phone with my dad, everything’s kind of going on at once. And then at my front door — I’m immediately like, what’s going on? So I opened the door and it’s a police officer, and he’s like, “We got a call. Are you okay? We have to check on you. Your dad called.” And I was like, “No, I’m on the phone with my dad right now.” And then he was like, “Okay, well, I just have to check the house, make sure everything’s good.” He came, whatever, he left.

And as soon as he left, I got on the phone with my lawyer because obviously I knew something’s happening and people are leaking my address. And as soon as I got on the phone with my lawyer, my power cut off. So I’m like, oh my God. I started freaking out. And then immediately my lawyer was like, “Are you sure that was a real police officer?”

GRAHAM STEPHAN: That’s just what I was thinking.

SOPHIE RAIN: And immediately I went to my bathroom. I was like, I don’t know why he didn’t show me his badge or anything. Now that I’m thinking about it, I didn’t see anything. And it was just all a coincidence — my neighbor’s power also turned off. It was a real police officer.

And then the next day I got a call from the FBI because I had filed reports and everything. They knew everything was going on. And I got a call from the FBI asking if I was building a bomb in my house. And I obviously am not building a bomb in my house. But yeah, that’s been fun. They were on the way to my house. They didn’t actually go into my house, but they came to my property.

Property Privacy and Trusts

GRAHAM STEPHAN: Couldn’t you buy the property in an irrevocable trust with a lawyer on title and then your name doesn’t show up?

SOPHIE RAIN: These are the things they don’t teach you in school. I had to learn that obviously afterwards after I bought my house. And now that I already bought my house, I would have to resell it and then buy it again if I wanted it under the trust.

GRAHAM STEPHAN: Not even — even if you do that, that’s what I’ve been told. It’s still going to show on title because what people could do is do basically a back search. And they could say, “Oh, wait a second —

SOPHIE RAIN: Exactly.

GRAHAM STEPHAN: — she used to live here and now all of a sudden it’s in a trust.

SOPHIE RAIN: Yeah.

GRAHAM STEPHAN: She didn’t sell it. So it’s just — if you do it, your next house, you could do it completely anonymously.

SOPHIE RAIN: Yes. And that is my plan. And I now know all of this. I know ways to protect myself because I’ve also contacted my county to try and get all of my records removed and everything because just everything’s online.

GRAHAM STEPHAN: Mm-hmm.

SOPHIE RAIN: And they said that they’re working on it, but I don’t think they’re going to do it. No, it’s whatever. It’s fine. It just comes with the industry.

GRAHAM STEPHAN: I would highly recommend you set up an irrevocable trust and get everything out of your name.

SOPHIE RAIN: I have one now. I do have one now. Yeah. All of my everything’s under it. All of my vehicles. I do have one really nice ring, and that’s under it. I bought it from Gucci. It was their — I don’t know what collection it was, but that was the one jewelry that I have not lost yet because I refuse to wear it because I know I’m going to lose it. I think it was just a ring, and I think it was $14,000.

GRAHAM STEPHAN: That’s actually — oh, I thought you were about to —

JACK SELBY: Yeah, yeah, come on.

SOPHIE RAIN: Okay, okay.

JACK SELBY: We had Christine — you probably don’t know who she is — we had her on the podcast, Selling Sunset. On a ring, she spent $1.3 million or something. On a ring.

SOPHIE RAIN: Okay. I feel a lot better about my $14,000 ring now.

JACK SELBY: Technically you could.

SOPHIE RAIN: I technically could. You’re right. But I feel like that would be silly for me to do.

Financially Irresponsible Purchases

JACK SELBY: Have you ever done anything that is truly financially irresponsible?

SOPHIE RAIN: Yes.

JACK SELBY: Which is?

SOPHIE RAIN: I believe that when I bought my dream car, I should have just waited because it lost a lot of its value. But you know what? It’s okay, because it’s my dream car. I’m probably never going to sell it.

GRAHAM STEPHAN: What is it?

SOPHIE RAIN: It’s a Porsche, a 2024 Porsche GT3 RS.

GRAHAM STEPHAN: What did you pay for it? How does it lose that much value?

SOPHIE RAIN: I paid $500,000 for it.

GRAHAM STEPHAN: And what’s it worth now?

SOPHIE RAIN: I think it’s worth like $400,000, maybe $350,000.

JACK SELBY: These really aren’t that bad.

SOPHIE RAIN: Yeah.

JACK SELBY: Does that bother you?

SOPHIE RAIN: I mean, no, not really, because I know I’m never going to sell it.

JACK SELBY: I don’t even think that’s financially irresponsible. Like most —

SOPHIE RAIN: But I shouldn’t have bought it when I did, because I bought it — I should have definitely bought a house first. That was the first thing I bought.

GRAHAM STEPHAN: Why did you buy it?

SOPHIE RAIN: It was my biggest purchase.

GRAHAM STEPHAN: Why?

SOPHIE RAIN: Because I was like, you know what, I made it. I think this was like 6 months, maybe a year into doing OF. And I wanted something for myself because I hadn’t bought anything big for myself besides obviously little purses here and there. So I bought my dream car and that was that.

JACK SELBY: Even your most financially irresponsible thing is not even close to my most irresponsible financial thing.

SOPHIE RAIN: What’s yours?

JACK SELBY: Probably my Tesla. I bought a Tesla for $58,000.

GRAHAM STEPHAN: And I told them not to buy a Tesla.

JACK SELBY: Don’t even get started with me right now, Graham, because you told me not to buy a house and I bought the house and that worked out. So he always thinks he got lucky.

GRAHAM STEPHAN: I got lucky.

JACK SELBY: I bought the Tesla, it was $58,000 when I got it, and now like 3 or 4 years later, it’s probably worth like $20,000, $25,000. So it like halved in value.

SOPHIE RAIN: Yeah.

JACK SELBY: I guess obviously the numbers are different, but also the income is different. But still, congratulations.

SOPHIE RAIN: I mean, thank you.

GRAHAM STEPHAN: I applaud that.

SOPHIE RAIN: It sounds like I love her. She’s my baby. She sits in the garage most of the time.

JACK SELBY: But how many cars do you have now?

Car Collection

SOPHIE RAIN: I have my Porsche, I have a Cadillac Escalade V — that’s my mom car. I have a Raptor R. I have a mini truck that is my farm truck. It’s like the little Japanese cars with the steering wheels on the other side. And then I have 2 business trucks.

JACK SELBY: Is it like the Kei truck? Like the little cab in the front and then the —

SOPHIE RAIN: Yes. Yes. It’s like the little flatbed. I wrapped it pink. I love her. She’s so amazing. That’s my favorite car. And I had it imported from Japan.

GRAHAM STEPHAN: Yeah.

JACK SELBY: I actually looked into getting these as well. There’s a guy that lives in Salt Lake and his whole job is buying these, importing them from Japan, and then restoring them.

SOPHIE RAIN: Yeah.

JACK SELBY: They’re really cheap. You can get one of them for like a few thousand dollars.

SOPHIE RAIN: I think I bought mine for like $2,000.

JACK SELBY: But then you had to pay the import fees and everything.

SOPHIE RAIN: Yep.

JACK SELBY: I mean, that’s still an impressive car collection. It’s very diverse, which is nice.

SOPHIE RAIN: Thank you.

JACK SELBY: And then jewelry. What’s up with the jewelry? This is it? This is all you have aside from the ring?

SOPHIE RAIN: Yeah, this is it.

GRAHAM STEPHAN: You put on all of your jewelry today in one go?

Jewelry Habits

SOPHIE RAIN: Well, I have like these little belly chains that I wear sometimes if I’m in a bikini. It’s just that, but literally everything’s from Amazon. I’ll lose this within a week and I’ll just go on Amazon and buy new bracelets.

JACK SELBY: I feel like you would lose it because you bought it so cheaply, but if you got something more expensive like that ring, then you’d protect it.

SOPHIE RAIN: No, I’ve had really nice jewelry before. I used to have Van Cleef bracelets. I used to have Louis bracelets, Louis rings. I used to be decked out in designer. I lose it and it’s all gone. Every single piece is gone.

GRAHAM STEPHAN: How do you know it’s lost and not stolen?

SOPHIE RAIN: Because I’m very irresponsible with misplacing things. I always —

GRAHAM STEPHAN: But maybe you put it down and then someone else comes and just — I mean, that is also a possibility.

SOPHIE RAIN: That definitely is a possibility. But I believe that there are good people surrounded by me and that no one would try to steal anything from me. I just think I lose it very often because sometimes I’ll just take it off, throw it in my purse, and then my purse tips over and it falls out, and then I don’t pick it up if I don’t see it. I definitely think that’s how I lost a lot of my jewelry.

Money, Family, and the OnlyFans Stigma

JACK SELBY: Would you say money buys happiness?

SOPHIE RAIN: Yes and no. I feel like that is a very fine line. Money definitely has made me a lot happier, but I think that there’s a lot inside that people still need to work on that money just cannot help whatsoever.

I obviously think, yes, money is nice because you don’t stress about certain things. Like I don’t stress about bills or anything, and I think that’s very nice, but I also stress about other things that everyone stresses about, like family issues, relationships, this and that. So I think that there’s a fine line between that, and there’s no right or wrong answer.

GRAHAM STEPHAN: What’s your biggest stress today?

SOPHIE RAIN: Honestly, right now, going to go see my grandparents. I’ve been meaning to go see my grandparents, and it’s been stressing me out because I haven’t had time to go. I’ve been traveling from place to place, and that’s really stressing me out. So I think I’m flying home tonight, I’m going to go straight there. I’m not even going to go home, I’m going to just go straight to my grandparents’ house because I need to see them.

JACK SELBY: Do you have a close relationship with your family?

SOPHIE RAIN: I do, I do.

JACK SELBY: A lot of people speculate that in order for a girl to do OF, then they have a fractured relationship with their parents, and it’s sort of like a nature. What do you think about that?

SOPHIE RAIN: I don’t think that’s true at all. I think it’s all part of the stigma that people have created for OF people. And I have a really great relationship with my family, definitely.

And I’m not going to sit here and lie, at first it was not good. When I obviously started, I talked to my mom and she wasn’t happy about it, but I showed her what I’m doing online. I’m being very safe. I have a great group of people around me. And she was supportive after one conversation. I think that she just didn’t understand it also. And I think a lot of people still don’t understand OF.

GRAHAM STEPHAN: And what about your dad?

SOPHIE RAIN: He loves it. He loves it. He doesn’t mind at all. He knows what I’m doing exactly. They watch my TikToks. My mom actually just texted me earlier talking about my new TikTok that I posted with Tara’s World. And they’re very supportive. My grandparents know what’s going on and everything.

GRAHAM STEPHAN: Did they ever give you any sort of warning of like, “Hey, these are the downsides?” Or were they overall pretty supportive?

SOPHIE RAIN: I think when we had our initial conversation, they definitely had a lot of concerns and they were telling me their concerns. But I told them, “Obviously, this is not a concern for me. This is how I see it and I’m being very safe and I’m surrounded by great people. I would obviously never put myself in harm’s way if I can avoid it, I’m going to avoid it.” But they’re all very supportive in that.

GRAHAM STEPHAN: So why do people have the stigma with— because from my perspective, it’s really no different than a swimsuit model. And those seem to be celebrated.

JACK SELBY: Well, hold on a second. I think we need to—

GRAHAM STEPHAN: Are we divergent?

JACK SELBY: No, no, no, no. I think when you’re saying a swimsuit model, I mean, OF is primarily used for— most of the people use it for that. So I don’t want to technically misrepresent.

GRAHAM STEPHAN: I know, but everyone gets lumped in the same category.

JACK SELBY: That’s true.

SOPHIE RAIN: And I think that’s where a lot of the stigma comes from. I obviously don’t do anything heavily on there. Everyone just thinks that I’m out here doing like Bonnie Blue type stuff, but really I’m not. I keep it very natural on my site. I don’t do anything crazy. I love the content I post out there. People love the content I post out there.

And I think that the stigma just comes from years of, obviously, all of these other sites — there’s always been adult content out there. And I don’t think that that will ever change in anyone’s eyes, but I’m here to tell you guys, OF is very different. It can be anything you want it to be, truly. It’s not all that content on the site. There’s other people on the site.

Controversy, Confidence, and the Pros and Cons of OnlyFans

JACK SELBY: So what would you say are the main reasons why people think you’re controversial?

SOPHIE RAIN: Well, definitely my income. I think that’s very controversial for a lot of people just because people don’t believe it. But it is very real. Another — definitely just being on the site is controversial. A lot of people think that me posting on TikTok, I’m trying to promote joining OF. That’s obviously not what I’m doing at all. I’ve made multiple videos on the pros and the cons of OF and why you should join it and why you should not join it.

But I also think that it shouldn’t have to be this serious discussion. It’s 2026. The Epstein files are out. Who cares? Do what you want to do. Do what makes you happy. And this makes me happy. I’m confident in myself and everything.

JACK SELBY: So what are the main pros and cons of starting an OF?

SOPHIE RAIN: Starting an OF — I think my main con was finding confidence. If y’all met me like 3 years ago, I’m a completely different person. I’ve just gained so much confidence from doing this. Obviously money is a great—

JACK SELBY: — pro.

SOPHIE RAIN: A pro, yes, sorry. It is a great pro. That’s a big pro. And some cons are obviously privacy. You get your privacy invaded. I really try very hard to have a private life and then also post the kind of content I want to post on social media, just because everything I do is intentional. And then when I go home, I know that I can turn my phone off and I can fall back and not have to worry about these people judging me or doing this or that or whatever, just because I keep it very separate.

And I think a lot of people fail doing that and then they get lost in social media. So I definitely advocate that a lot — to make sure that you can fall back on something when it gets too hard online. Because I can sit here and say all the time that the hate comments don’t get to me, but it’s tiring also. It’s just tiring posting online every single day. It’s just human nature. It’s just repetitive. And it’s nice that I can go be at my farm, play with my cows and not have to worry about anything.

Power Dynamics, Fan Interactions, and Personal Safety

JACK SELBY: What do you say to those who argue there is an imbalance of power between the creator and the consumer? Because usually the consumer is going to be sort of intimately involved in the experience. And for them, it may be consensual, but if they’re psychologically or mentally disadvantaged in that relationship — because for you it’s a transaction, for them a lot of the times it can be a little bit more than that. It’s a transaction, but it’s also some semblance of a relationship. Then there is this sort of imbalance of power, and a lot of money is there to be made in that imbalance of power. What do you say to that?

SOPHIE RAIN: I think a lot of people aren’t educated online. There’s just so much that happens on social media and it’s changing every single day. And I think a lot of these people — like anything on the internet — it’s dangerous. YouTube can be dangerous. TikTok could be dangerous. It just depends on how you use it, and you have to use it with intention. And I think that’s all I try to do.

JACK SELBY: Due to the nature of your content, what does the average fan interaction look like? Because for us, it can be quite pleasant. Like someone, for example, can just be like, “Yo, what’s up, man? Love the pod. You do a great job out there. Awesome. Keep it up.” And I’m like, “Oh, thanks.” And that’s it. Sometimes pictures, sometimes this, sometimes that, but it’s usually very chill. I imagine with you it could be a little bit more unique.

SOPHIE RAIN: It’s definitely unique. A lot of people think they can just come up to me and touch me whenever they want to.

JACK SELBY: Have people tried that?

SOPHIE RAIN: 100%. People have. And I think that’s definitely a con that I like to say out there. Obviously these men, they see you online and when they see you in person, they’re obviously going to think that they can do anything. And it’s just not okay to just go up and touch someone randomly. I just don’t think that’s okay regardless of whether I’m online or not.

But a lot of my fan interactions are actually really great. A lot of them just know me from TikTok, and they’ll come up, they’ll ask for a picture, they’ll ask how I’m doing, what I’m doing here, how’s my day going. I’ll normally ask them what’s a good place to go around here because most of the time they’re locals, and it’s great. I love meeting new people just because I can get that kind of information.

GRAHAM STEPHAN: Do you travel with security?

SOPHIE RAIN: I try to. I definitely try to. I don’t though, normally.

JACK SELBY: That would be spooky for me.

SOPHIE RAIN: Yeah, it’s crazy. It’s definitely crazy, but I take the good with the bad. I’m so grateful to be here, and I would never — I don’t regret anything. I would never change anything. So I’m just happy to be alive.

Is OnlyFans Harmful to Society?

GRAHAM STEPHAN: Why do you think so many people believe that it is harming society?

SOPHIE RAIN: Well, I think a lot of it is the stigma also. I think like anything on the internet, it can be harmful in the way you use it. A lot of people think that OnlyFans is a site like porn, and it is just not. And I say this in every podcast, every interview I do — it is just such a big platform that you can do anything you want. I’ve built a business from doing this. I just think a lot of people look at it in a negative light, and I think that it’s a lot of misinformation that they have and they just need to—

GRAHAM STEPHAN: Do you think porn is harmful?

SOPHIE RAIN: I mean, I definitely think it’s harmful in certain ways. It depends on how you use it.

JACK SELBY: So what would be a harmful and a not harmful way of using it?

On Porn, Religion, and Personal Boundaries

SOPHIE RAIN: I mean, obviously, if you’re heavily addicted to porn, it’s definitely an issue. I’m Christian, so it’s just not good to be heavily addicted to porn. But I also think it’s human nature. Obviously, everyone does it. I feel like everyone has looked at something before. And I just think it’s human nature, and I think that we shouldn’t deny that.

JACK SELBY: That would be a non-harmful way of viewing it, is just casually perusing, is what you’re saying?

SOPHIE RAIN: I mean, not like casually perusing. I think it’s the way that you use it. Everything on the internet is different. I think if you’re going to look at these models in a negative light, obviously that’s not okay. But I just feel like it doesn’t have to be that way. Like, it’s 2026. Free the tit. What happened to that? I think that it’s fine, and I don’t think that it should be a looked-down-on thing.

GRAHAM STEPHAN: What about what Bonnie Blue is doing? Because you’ve brought her up.

SOPHIE RAIN: Yes.

GRAHAM STEPHAN: What are your thoughts?

SOPHIE RAIN: I mean, here’s where the picture comes in, that it’s just a giant spectrum. You can do whatever you want on the website, and if that’s what she wants to do and if she’s comfortable with that and if she’s happy, then all power to you. Do that. I would never personally do that. I think it’s crazy. But if she’s happy, I don’t see anything wrong with it.

JACK SELBY: Are you insecure at all about the potential consequences of the work that you do?

SOPHIE RAIN: Like what?

JACK SELBY: I mean, inevitably, I’m sure that even in the messages or with some people that have subscribed to your OF, you’ve probably had a couple choice encounters where in the beginning you see that their life is maybe normal and then maybe they can go down a rabbit hole and then had a really unhealthy relationship with it. And then years later they’re like, “Oh my gosh,” paying for absolutely everything. You probably experienced this being a creator on the platform.

SOPHIE RAIN: Yes. Well, I obviously don’t have control over other people’s actions. We’re all adults at the end of the day. We can all make decisions for ourselves. And I think that if you’re just not well-educated, I can’t do anything about that. I’m posting content out there for that reason, for people to buy.

JACK SELBY: So you would say it’s up to the consumer to determine what is right and wrong for them?

SOPHIE RAIN: 100%. I do believe that, because I know what values I have and I’m a Christian and everything, and I know what I post out there and everything’s intentional. And I think that people online, they obviously get too invested into it sometimes. And I just think that we need to be more educated.

JACK SELBY: What does Christianity mean to you?

SOPHIE RAIN: I grew up Christian my entire life. I just remember that was the one thing I had in my life — my relationship with God. And honestly, we have a great relationship. I know I make mistakes every day, like everyone sins, and we’re tight. He’s got me. If anything fails, he’s got me.

JACK SELBY: Do you think that to juxtapose your job as a creator on OF with some sort of Christianity, there could be some sort of contention there?

SOPHIE RAIN: I don’t believe so. I don’t look at it like that at all. And I just think it’s outdated, and it’s the stigma that people are just continuously thinking like this. I truly don’t believe that. It’s not conflicting with my religion at all.

JACK SELBY: How would you say that it’s not conflicting? And this is not by any means trying to be accusatory. In fact, I’m agnostic. I’m not even religious. I’m just trying to understand because I hear a lot of stuff from some Christian friends, and then to think about how that relates to content made on OF, I’m like, okay, well, there seems to be some sort of dissonance there.

SOPHIE RAIN: I think that religion is personal. Everyone has a different experience with religion. I say I’m Christian, but I don’t push my values on other people. I know the relationship I have with God. If I sin, I know that he will forgive me. And if I wasn’t meant to be here, I wouldn’t be here. He wouldn’t have put me in this position. And I know what I’m doing — we’re good. I know that if I wasn’t supposed to be where I am today, he would make it known, because he’s done that before in my life.

GRAHAM STEPHAN: Where do you draw the moral line? Where do you draw your boundaries?

SOPHIE RAIN: I mean, obviously, when I don’t like something, I just won’t do it. If I’m uncomfortable, I’m not going to do it. I know my boundaries, but I don’t see anything morally incorrect with it, if that’s the question.

GRAHAM STEPHAN: Is there anything you see that’s maybe morally questionable that’s going on with OF? Because I see a lot of creators getting some backlash and also a lot of publicity for signing up the day they turn 18.

SOPHIE RAIN: I mean, they’re adults. I think that they can make their own decision on whatever they want to do in their life because it’s their life. Anything on the internet can be harmful in its own ways. It just really depends on the way you use it.

JACK SELBY: Where do you draw the line personally, morally, with what you do?

SOPHIE RAIN: I don’t really — that’s kind of a loaded question. I don’t really know how to answer that.

JACK SELBY: Maybe there’s been an offer presented to you, but you said, “No, I’m not willing to do that.”

SOPHIE RAIN: It’s definitely happened before. I just do what I’m comfortable with.

GRAHAM STEPHAN: Do you think society judges the creators more than the consumers?

SOPHIE RAIN: 100%. I definitely think that the creators get all the backlash and not the consumers. But also, there are just so many consumers. How could you ever blame them? Because they’re the ones buying the content. I think they’re supporting me at the end of the day, so I think it’s all right.

GRAHAM STEPHAN: What do you think is the biggest criticism about you that’s valid?

SOPHIE RAIN: Biggest criticism about me that’s valid? I don’t know. I really don’t look up what other people are saying about me. Is that bad? I could not tell you what the number one story about me is right now online, because that’s another boundary I have — I don’t read what other people are saying about me online. I know in my heart what I like to do and who I am. So who cares what this person is saying about me? Obviously they’re wrong. They don’t know me.

GRAHAM STEPHAN: Did you used to read the comments?

SOPHIE RAIN: Oh, 100%.

GRAHAM STEPHAN: And when did you stop? Was there a certain thing that happened or something that you read?

SOPHIE RAIN: I obviously still read the comments. I don’t think anyone can just post and not read the comments, but I’ve definitely got thicker skin now. It doesn’t get to me as much. I think it was probably after about a year of doing this. I got really thick skin.

On Criticism, Judgment, and the OF Economy

JACK SELBY: I think that’s important because even bringing you on this show — we’ve not really done very much with OF or anything like that in terms of guests we’ve brought on. We’ve had on Celeberry. We’ve had on Kazumi. I think that’s it, right?

GRAHAM STEPHAN: Kazumi, we filmed twice.

JACK SELBY: Yeah, Kazumi — we had to film twice because the first time we filmed with her, it was too much and we weren’t able to post it. We were like, “Okay, we’re probably drawing the line here.” Also, my grandma.

GRAHAM STEPHAN: Grandma watches the podcast, and so sometimes I’m like, okay, our barometer is Jack’s grandma. It really is.

JACK SELBY: Well, sometimes I just tell her, “Hey, Gigi, do not tune into this.”

GRAHAM STEPHAN: He didn’t say that in the beginning though, so Gigi could watch this episode.

JACK SELBY: I might. We’ll see how this ends up going. But yes, that’s usually our barometer of what we’re willing and not willing to post. I know we’re going to get a lot of backlash from this, and the way I justify it is I will take criticisms very seriously from people that I know and from people that I trust.

People that are online and don’t really know the extent of the situation — they may be able to hear us say that this podcast is all about hearing different perspectives, and it would be wrong of us to ignore this entire economy of OF. That is something that truly does exist. For us to turn our heads and say it doesn’t, and to explore the morals and the money and this lifestyle, is all very interesting.

SOPHIE RAIN: It’s just something completely new. There’s never been anything like this. I know I’ve made obviously a crazy amount of money and I can live comfortably now. And I don’t think there’s ever been something like this on the internet — just that fast. It’s pretty crazy.

JACK SELBY: But people will cast judgment regardless. And it’s contingent upon you and the people that you trust to give you proper criticism. For example, I asked a few people, “Hey, what do you think? We’re considering bringing Sophie Rain to the podcast.”

We were also almost going to shoot with Lil Tay. So Lil Tay, you stopped responding to my texts. She goes to jail. Yeah, she actually DM’d us first and she was like, “Hey, can we do a podcast?” And I was like, “Yes, I would love to.” And then we were in Puerto Rico, going to film with Logan Paul, and then she stopped responding to texts as well as her manager. But hopefully one day — surely one day — people would say, “Hey, are you sure that’s something that you wanted to do?” And I would take the criticism very seriously from the people that we know and trust.

SOPHIE RAIN: Of course. Obviously the people that I’m very close with, they tell me if they don’t like something I’ve posted or they like something I’ve posted, and I definitely take that to heart. But anyone online who doesn’t really know me — I try not to read anything about it, because I know who I am. That’s all I try to do.

Work Ethic, Content Strategy, and Flying Private

GRAHAM STEPHAN: So where do most people go wrong when they try to replicate your success?

SOPHIE RAIN: I think overworking themselves. I’ve definitely been there — just constantly on live or doing Instagram photos. Overworking yourself is not the way to do it because then you get burnt out, and then you don’t like social media, and then you don’t want to post anymore. You have to just do what makes you happy, but consistency is definitely key.

What I do is I work one week out of the month and I get all of my content done in that one week. Then I can be home for the rest of the month and post like I’m posting every single day. But most of the time I am actually traveling, just because I’m always going somewhere to meet someone, and then my cousin’s flying in and I want to go with her. But normally, I just get a whole bunch of content out in one week.

JACK SELBY: You mentioned a lot of traveling, and I heard from your friends — the people you brought along here — that you guys flew private.

SOPHIE RAIN: Yes, we did fly private.

JACK SELBY: When did you start flying private? How did you financially justify that?

Flying Private and Financial Goals

SOPHIE RAIN: The first time I flew private was because our flight got canceled and I really wanted to get home. We were fresh off a 2-week Japan trip and I landed in LA and our flight got canceled and there wasn’t a next flight, I think like the next night or something. And it was me and my friend, me and my cousin, and we were like, you know what, we’re not waiting in LA any longer. We wanted to be home. So he’s like, “I’m going to go, I’m going to try to find PJ Charters.” And I was like, I don’t know what that is. Like, I didn’t know anything about private jets, obviously. And so he looked it up, we found one, we went to go home the first time.

And this is actually a really funny story. This is my first PJ flight ever. We get there to fly home from my 2-week Japan trip and both tires are flat on the plane. So they’re like, “Oh, there’s nothing we can do. You can fly commercial if you want to, or we can try to put you on this plane that’s 2 hours away.” And we’re like, okay, well, the next commercial flight isn’t until tomorrow. That’s why we’re here. So we told them, drive us to this 2-hour place and let’s go try to fly out of this private jet. Because it’s not— obviously I don’t own the private jet. It’s just other people’s private jets that they charter.

So we get into this one plane and we’re taking off. It’s like 3 PM now and everything. And the entire plane shuts off while we’re in the air. Like, I don’t know what this means, but the pilot said that the pitch in the elevator broke. So we basically couldn’t go up and down. We were just gliding in the air after we took off. So I just remember absolutely crying like, “Oh my God, my first PJ ride and I’m going to die. Like, I don’t know why I ever agreed to this. I should have just stayed commercial. I love commercial. I love first class.”

And it was fine. We landed and we weren’t able to fly private that day, so we had to wait the next night to fly private. And then after that, I was like, “I’m never going to fly private again. This s* sucks. Why do people do this?” Just because I had such a bad experience the first time. Now it’s just very convenient. I don’t have to go into the airport at all and go through security or anything. You just get right on the plane. And time is money, and I feel like I save a lot of time doing that. And also I’ve had really bad experiences in the airport with fans coming up to me. I don’t like them just because my luggage is out and everything, and I’ve had just really bad experiences.

JACK SELBY: What experiences have you had?

SOPHIE RAIN: Just people wanting to get too close, people trying to— I’ve had someone try to look into my bag while I’m taking photos with someone. I’m just not comfortable in the airport, especially traveling alone. I travel alone a lot, so I like private just because it’s also just a little bit safer for me, just in my experience, just because I mainly travel alone.

JACK SELBY: Do you really only fly private now then?

SOPHIE RAIN: No, no, no, no. I flew commercial to LA. The only reason why I flew private here to Vegas with you guys today is just because there were no flights early in the morning for me to get here.

GRAHAM STEPHAN: Are you familiar with JSX? It’s like a private airline. You share it with other people and they have— it is incredible. We take it quite a bit from Vegas to LA.

SOPHIE RAIN: Okay, I’m definitely going to have to look that up because I was thinking about that this morning. I was like, “Why isn’t there like Uber rideshare for private jets?” But that exists. That’s basically what that is. See, I’m just not as educated in the aviation industry.

Spending and Investing

So where else do you spend your money? Right now, I mean, I honestly haven’t really been spending like crazy amounts. The last big purchase I made was my farm that I now live at. I try to invest as much as I can.

GRAHAM STEPHAN: What are you investing in the most? Any stock tips?

SOPHIE RAIN: I wish, I really wish. My financial advisor does all my investing for me just because I don’t know anything about the stock world. I really want to learn just because I do want to invest more, but he is investing in separate things for each of my family members, if that makes sense. So I told him like, my biggest goal is to make sure my family is also financially stable after I am not on social media anymore.

GRAHAM STEPHAN: Yeah.

SOPHIE RAIN: So each of my siblings, each of my parents, they have their own investment account that gets money put into it every year. And then after I’m done doing this, I want to give it to them. And I guess that’s my biggest spender. That’s where most of my money goes— into those investment accounts for my family, just because my brother’s about to graduate from college. I want him to be able to buy a house when he graduates. So that’s what that’s for. I’m hoping the same thing for my older brother. I want him to eventually buy a house soon. I’m hoping that he can use this, but I’m not going to give it to them now just because I want it to sit there and grow.

OnlyFans: Stress, Strategy, and Success

GRAHAM STEPHAN: Do you think OF is harder than a 9 to 5?

SOPHIE RAIN: Honestly, no, it’s not. When I was serving, I remember pulling my hair, actually sitting there pulling my hair just because it was so stressful. But OF is definitely stressful. I can’t sit here and lie and say that it’s not stressful at all and it’s easy peasy and everything, but it’s definitely stressful. But I think that it’s as stressful as you make it to be. Like it’s online, you control everything on your own site. It doesn’t have to be something that you don’t like or that makes you stressed. Just do what you like and what makes you happy.

JACK SELBY: What would you say are the key metrics in becoming successful on OF? Is it marketing? Is it beauty? Or is it something else?

SOPHIE RAIN: I think the number one key thing to do is to have an audience before you drop an OF. That’s what I did. I started growing my audience on TikTok, Instagram, Twitter, every single social media platform. I grew an audience first, and then I dropped my OF. And I think that’s something a lot of people don’t do— they just come straight onto social media and post their link. I think that you need to put yourself out there, kind of like marketing. You need to market yourself on TikTok so people can know who you are. Because obviously, if I hear, “Oh, this person dropped an OF,” I don’t know who that is. But someone that’s been on social media for a year now who’s been getting a little bit of traction— I’ve seen her in this person’s TikTok and I’ve seen her on this post— obviously people know the name, so they’re going to try to see whatever.

GRAHAM STEPHAN: How competitive is it now? I mean, it seems like everyone is just dropping OnlyFans.

SOPHIE RAIN: Everyone’s doing it. I don’t see it as competition. I think that there’s room for everyone, and that’s the great thing about it, just because you can do anything on there and you don’t have to stick to one specific thing to be on the site.

JACK SELBY: What about you specifically? Why do you think it’s you that is the number one creator on the entire platform making over $100 million? That’s just absurd.

SOPHIE RAIN: I wish I had a good answer for this, but I honestly think I’m just very consistent. I stay true to my values. I post with intention, and I just am who I am. I’m not trying to fake anything. This is just who I am.

JACK SELBY: So what are the main things that you notice make a difference in that monthly recurring revenue?

GRAHAM STEPHAN: Do you still want to grow it at this point or are you trying to just maintain?

SOPHIE RAIN: I’m always finding new ways to try and grow it, obviously, just because I think that’s the most fun part— challenging myself to try to make more than last month just to see if I can do it.

JACK SELBY: What’s the most you’ve made in a month?

SOPHIE RAIN: The most I’ve made in a month, I think, was $5 million.

JACK SELBY: So what did you do in that month that made you make $5 million?

SOPHIE RAIN: Definitely collabs— joining up with other creators and making similar content together. That is a big thing. I think that’s something a lot of people also don’t do— collaborations.

JACK SELBY: Is that on TikTok or on other platforms? You’re collaborating with them there and then that directs the traffic to the OF?

SOPHIE RAIN: Yes and no. Collabs on TikTok, it’s not so much— I don’t post on TikTok and on Instagram trying to get people to find my OF. I post on Instagram for Instagram, I post on TikTok for TikTok, and I post on OF for OF content. I try to keep everything very different just because I know I have obviously a younger audience on TikTok. That’s just TikTok, and I don’t try to obviously persuade anyone to try to find my link on there. And I think that collaborating with other creators is really great because you get a new audience— their fans that have never even seen you before— and it’s vice versa. It’s a great ecosystem.

GRAHAM STEPHAN: Did you see an uptick in earnings after you did the video with David Dobrik?

SOPHIE RAIN: I don’t think so. Everything’s been pretty consistent throughout everything. I didn’t see anything crazy jump up from doing that.

JACK SELBY: Where does most of the earnings come from? Is it like messages, or is it like the feed that you post out there?

SOPHIE RAIN: It’s definitely messages. Messages is where you make the most.

JACK SELBY: And what do the conversations look like in the messages?

SOPHIE RAIN: Just literally anything. I talk to so many people on there. Some people are just talking about their day, some people are talking about their dog— literally anything.

GRAHAM STEPHAN: Could you open up one of the messages and read it?

SOPHIE RAIN: I can’t do that just because I don’t want to invade someone’s privacy.

GRAHAM STEPHAN: Maybe they love it though.

SOPHIE RAIN: Maybe, like, oh man, they got a little shout out. But yeah, I try not to— I don’t want to obviously post anything from the site just because I don’t want to out anyone who doesn’t want that.

JACK SELBY: Do you personally respond to these messages? Because we’ve heard from a lot of people that they have agencies or other people that respond to the messages.

SOPHIE RAIN: I do respond to a lot of messages. It definitely takes a lot of my time— like flying here, that’s all I was doing was responding to messages. But it also takes a village. I also have people that help me. My mom and my sister help me— they know what I do, so they help me message and everything.

JACK SELBY: But do people send explicit pictures within the messages?

SOPHIE RAIN: Not all the time, definitely not all the time, but there definitely are some. It’s just a wide range. It’s a giant spectrum. There’s no in-between. It’s everything. You get crazy pictures, and then you also meet someone so great on there. It’s amazing.

GRAHAM STEPHAN: What’s like the craziest thing you’ve seen or gotten?

SOPHIE RAIN: There’s just been so much. I don’t know off the top of my head. I truly don’t.

GRAHAM STEPHAN: Is there like one that stands out to you where you’re like, “What was that?”

SOPHIE RAIN: I mean, actually, yes, there is one.

GRAHAM STEPHAN: There’s always one, dude. There’s always one.

JACK SELBY: That’s funny. It reminds me of something I’ll share in a second.

A Fan Breaks Into Their Airbnb

SOPHIE RAIN: Yeah, so this was last year when we had the Bop House, and we’re at the Super Bowl, okay? And I’m messaging, and I see pictures of my Airbnb being sent to me, and I’m like, what is happening? Like, how are you getting these photos? A fan broke into our Airbnb while we were at the Super Bowl, taking photos inside of our Airbnb and sending to me through DMs. So that was crazy.

JACK SELBY: That is pretty bizarre.

GRAHAM STEPHAN: That’s the craziest thing.

SOPHIE RAIN: Wow. That’s the craziest thing.

Feet Pictures and What It Would Take

JACK SELBY: So I had someone request feet pictures from me on Instagram, and I’m going to be completely honest, I personally don’t care. Like, if they asked for feet pictures, I’d be like, sure, like, how much?

GRAHAM STEPHAN: Like, if it’s a lot of feet—

JACK SELBY: Look, I’m just saying, for me it’s so easy, and I don’t see it as anything that’s weird because for me feet are feet.

SOPHIE RAIN: Yeah.

JACK SELBY: And what they do with that is completely entirely up to them. Same thing goes for the shoes. Some guy offered to buy my shoes. I was like, look, if you’re willing to buy me a new pair of shoes, I’m fine with that. And I was like, you know what, this is more of a hassle than what it’s worth. I don’t want to tell him my address to ship these shoes to.

Anyways, the feet picture. He said he’ll send me like $50 or $100 for a pair, for a picture of my feet. I said, sure. And I was like, what, just like a picture of the top of my feet? And he was like, no, something like this. And he sent me an example. And I just said no. I was like, I am so done with this. I am not doing this. And that’s what I said. I said, how in the world is this a foot? And you think I’m going to do this for $50 or $100 or whatever it is?

GRAHAM STEPHAN: How much would that cost? Obviously you’d be clothed.

JACK SELBY: Yeah. Oh, I would be clothed.

GRAHAM STEPHAN: Yeah.

SOPHIE RAIN: Clothed.

JACK SELBY: So I’m clothed— dude, that would turn into a meme. Like, it would just— I would be like, imagine someone asked me for an actual foot picture and that’s what I send, assuming that that’s a foot picture. Like, that just makes me look clinically insane. I would probably do that.

SOPHIE RAIN: I mean, with AI now you can. $500,000. $500,000.

GRAHAM STEPHAN: $500 grand.

JACK SELBY: It’s a lot. What would you do it for?

GRAHAM STEPHAN: We’re talking me clothed?

SOPHIE RAIN: Yeah.

GRAHAM STEPHAN: Just in that position?

SOPHIE RAIN: Yeah.

JACK SELBY: But you’re all like, bent over and kind of like arching your back.

GRAHAM STEPHAN: It’d be hard to say no if someone was like $100,000 and it’s in a private—

JACK SELBY: What is that going to do for you in your life? Like, it’s $100,000.

GRAHAM STEPHAN: It’s easy.

SOPHIE RAIN: Yeah. $100,000 just for taking a foot picture.

JACK SELBY: It’s just not going to change my life. Well, in a very privileged way, that will not change my life. And so for me to—

GRAHAM STEPHAN: So it’s such a low effort.

JACK SELBY: If it’s a picture of my feet, that’s different than— that is such a compromised state for me to sit like that. It is so vulnerable. Like, I don’t know, what if someone walks in when I’m taking the picture? How do I explain that?

GRAHAM STEPHAN: They’ll high-five you. Just how do you explain it? Someone’s paying me a lot of money for this photo.

JACK SELBY: Would I do it for $100 grand?

GRAHAM STEPHAN: I think you would, dude.

JACK SELBY: I know it may be because then I’ll buy it. I would not be able to do it for $100,000 and not spend it on something. I would not do it for $100 grand just to throw it in an investment account. Yeah, I would have to get something in return. Like, I would—

GRAHAM STEPHAN: Dude, you could save a lot.

JACK SELBY: I am not donating that $100,000. Absolutely. I am going straight into like a used Audi R8 or something. It has to be.

SOPHIE RAIN: That’s a good choice.

GRAHAM STEPHAN: Maybe I’ll donate a little.

A Week in LA: Behind the Scenes

GRAHAM STEPHAN: What actually goes on behind the scenes when you’re doing your week of working?

SOPHIE RAIN: So like, for instance, I was in LA for a week this past week. I came here strictly to just get collabs. I flew in first day. I didn’t do anything just because that’s my travel day. I don’t like doing anything on a travel day.

And then the second day I woke up and I don’t remember exactly what I did in the morning, but I get ready. That’s the first thing. I wake up and I get ready and then I’ll go grab coffee and then I’ll get like Snapchat content for it or something, getting coffee. Like I vlog everything, like every single part of my life while I’m working, like while I’m in that zone.

And I’ll just go to these different places and I’ll take pictures of me there and I’ll do this just for Snapchat. And then I’ll make TikToks while I’m there in these places. I’ll get 2 or 3 TikToks at a location that I’m at. And it’s really funny because I’ll ask, like, if a fan comes up to me and they know me and they take a picture with me, sometimes I’ll be like, you want to be in my TikTok with me? Just so it’s different and they love it every single time. They say yes, it’s great.

GRAHAM STEPHAN: I love it.

SOPHIE RAIN: I love meeting people on the street that know me. And then I collabed with Breckie Hill. That was really awesome. She came over to my Airbnb, but she’s also on the site. But we just did TikToks together and we got an Instagram post and that was that.

And then I went to bed and I wake up and I do it all over again. I’ll go somewhere, get some Snapchat content. I’ll do TikToks halfway through. And then I collabed with Ari, I collabed with Tara’s World while I was here.

JACK SELBY: Who’s Ari and Tara’s World?

SOPHIE RAIN: Ari— I’m going to totally butcher her last name. [Kitskyu]?

GRAHAM STEPHAN: I mean, I don’t know.

SOPHIE RAIN: She’s also a TikToker and she’s on the site. And Tara’s World, she’s on TikTok and also on the site.

JACK SELBY: Most of the people you’re collabing with are on OF?

SOPHIE RAIN: Yes, yes. But we were just making TikToks. We didn’t make any content for the site.

Work Ethic and Downtime

JACK SELBY: How much do you work on average per week? Are you putting in 40-hour work weeks?

SOPHIE RAIN: Yeah.

JACK SELBY: Okay.

SOPHIE RAIN: Like when I know I’m going to be somewhere for a week, I don’t really take a break. Like I was just telling this to someone, I don’t remember who. I’ve been to LA, I think 7 times now. I’ve never seen the beach. I think I’ve seen the Hollywood sign once.

JACK SELBY: Are you enjoying the life that you live?

SOPHIE RAIN: Oh yeah. I love it. I love it so much because I know when I go home, that’s what I really enjoy— going home and not doing anything. I love that so much, and I think that’s something I look forward to. But I love meeting new people. I had such a great time in LA. Like, I met literally so many new people and made so many new connections. So now next time I come to LA, I’ll have already stuff lined up for me. It’s great.

JACK SELBY: In your downtime, what do you do?

SOPHIE RAIN: In my downtime, I’m just on my phone, on social media, scrolling. Pokémon is another big thing I do. I love playing games on my computer. I have a PC at home. Or I’m taking care of my farm animals. I have 2 goats, I have a donkey, and I have 12 cows. So I’m either outside with them or I’m doing something around my house because, you know, they don’t tell you about being a homeowner— you got to do everything yourself. Like, I just didn’t think about that. But I’ve always got something wrong with my house too. Like, my stove’s broken right now. My house has been leaking propane for like the past 3 weeks, so that’s fun.

Privacy and Authenticity

GRAHAM STEPHAN: So how much is real in terms of the marketing versus how much is played up for the marketing? Because I saw that Nelk interview and I saw people giving you some crap about the age thing, saying you were like 21 and then 23.

SOPHIE RAIN: I think a lot of it is honestly real. And I think that the only thing that isn’t real is those little things that people have pointed out, just because when I started doing this, the number one thing that I can remember that everyone told me— like back at my job, when I had conversations with my friends trying to start it— protect your privacy was the number one thing I heard.

Don’t put out your real name. Don’t put out your real birthday. Don’t put out your real age. Don’t put out anything real about you so people can find you and come to you because, on the site, obviously men are wanting to have sex with me— that’s why they come to my site. And I think that a lot of people don’t think about that, that it can be very dangerous posting all of this stuff out there.

And I try to be as safe as possible just because I don’t want to put myself in any bad predicament. And I think that it’s just my number one main privacy concern. And that’s why I do that.

Relationships, Dating, and the Future

GRAHAM STEPHAN: Has doing this affected the way you see relationships?

SOPHIE RAIN: Oh, yes. 100%. 100%. I’m still looking for a boyfriend. I don’t have a boyfriend. I think it’s really hard for me to find a boyfriend now just because everyone knows me. And every time I try to go on a date, they know who I am. But how are you?

GRAHAM STEPHAN: How are you looking for people?

SOPHIE RAIN: I mean, just obviously going out and I’ll meet someone and I’ll talk to them and then they’re like, “Oh, I know you as Sophie Rain.” And then I’m like, okay.

JACK SELBY: Would you ever date a fan?

SOPHIE RAIN: It depends. It really depends. I’m just waiting for the right time, obviously. I know this is going to sound really bad to say, but I don’t really have standards. I’m not looking for someone who’s beautiful and 6’5″ and has a great personality. I just want them to make me happy and laugh, and that’s all I care about.

GRAHAM STEPHAN: Do you think your earnings would go down if you have a boyfriend?

SOPHIE RAIN: I don’t think so, honestly. I really truly don’t.

GRAHAM STEPHAN: I think they would.

SOPHIE RAIN: You think so?

GRAHAM STEPHAN: I think some of the appeal is that you’re single, that there’s a chance — that there’s a chance that it could be me. And so I think as soon as you get a boyfriend, I think a lot of people are going to say, “Ah, s*, now I’m unsubscribing.”

SOPHIE RAIN: That definitely makes sense. But I do know a lot of creators who have significant others in the space and they are still very successful. Do they keep it— No, not most of them. No.

What the Industry Has Taught Her About Men and Relationships

JACK SELBY: So what has this taught you maybe about men that could conflict with how you see relationships?

SOPHIE RAIN: I don’t want someone who’s heavily on social media just because I don’t want them to already have an opinion formed about me without meeting me. So I think that’s my biggest concern, and I’m just waiting for the right person to come.

GRAHAM STEPHAN: Would you ever date a guy who asks you to quit?

SOPHIE RAIN: Honestly, probably. If it’s truly true love and I really am in love with this guy and he doesn’t like what I’m doing, I probably would.

GRAHAM STEPHAN: Even if you’re making like $40 or $50 million a year consistently and the dude’s just like, “I can’t handle it, I don’t want you to do that anymore”?

SOPHIE RAIN: Probably, yeah. Just because another thing I’m doing with my money is I’m trying to also create new income sources. I’m starting up a business. It’s not great yet, but it’s—

GRAHAM STEPHAN: What’s the business?

SOPHIE RAIN: It’s a construction business.

GRAHAM STEPHAN: Construction?

SOPHIE RAIN: Yes, it’s a construction business.

GRAHAM STEPHAN: That’s not what I would expect.

SOPHIE RAIN: Well, okay, in my little—

GRAHAM STEPHAN: What is it?

SOPHIE RAIN: Yeah, the town that I live in, there’s no construction business. It’s kind of like a barn — yeah, we build barns. That’s the great thing, like you can take this and do other avenues. So I think that’s what I would do. I would just obviously put my attention onto something else. Like, I really want to own a bakery one day. I feel like that would be really cool.

GRAHAM STEPHAN: Do you think it skews your mind though to make so much money and then go to a bakery?

SOPHIE RAIN: No.

GRAHAM STEPHAN: And then look at the P&L and like— oh man, I have a lot of pride in my work ethic.

SOPHIE RAIN: I love having something to do. I think that I would just do it just to have fun. Honestly, I would do it for fun. And I really want to have it be like some profitable or non-profitable place, essentially. That was something I was thinking about — opening a bakery for the homeless. They can just come in and get a free meal if they wanted to. Obviously I’m not making money from it, but I don’t need more money. I’m perfectly comfortable where I am right now.

Dating Challenges and the Reality of Fame

JACK SELBY: Have you noticed in dating — have there been any instances where you started talking to a guy and then they realized that you did OnlyFans and then they had a problem with that? Like, has that been an obstacle in talking to guys?

SOPHIE RAIN: No. Since being on the site, I think I’ve gone on like 3 dates.

JACK SELBY: And how did you meet these people?

SOPHIE RAIN: I think one of them was at a casino somewhere, and then it was just in random places where I travel. It was never online or through social media.

GRAHAM STEPHAN: And they would just come up to you, talk to you, not knowing who you were?

SOPHIE RAIN: Well, sometimes they play it off like they don’t know who I am. And then I see that they’re following me on Instagram. Like, that’s just — don’t lie to me.

GRAHAM STEPHAN: Are these just like normal people or are they like successful on their own?

SOPHIE RAIN: Just normal people out in the wild, I guess you could say. I don’t really go on dates.

GRAHAM STEPHAN: Have you noticed that guys maybe get insecure when they see how much money you’re making and feel like, “Oh man, I could never live up to that”?

SOPHIE RAIN: I’ve never noticed that personally. No, not me personally, but I could definitely see how that could be an issue.

Pretty Girl Syndrome and Modern Relationships

JACK SELBY: Do you think that there could be any sort of psychological impact on your brain having millions of people constantly praising you and telling you how beautiful you are and paying for pictures of you? Could that — like, there’s this thing online called pretty girl syndrome where it can lead to a girl kind of seeing the world for not what it truly is because they’ve been sort of white-gloved their whole life?

SOPHIE RAIN: I definitely think that is a possibility for a lot of people. Me personally, no. I grew up very poor. Me and my family, we were low, low class. And I’ve seen obviously the ugly and I’ve seen the great side. So I think that I’m proud of my maturity. I know what’s right and what’s wrong. And obviously I am very successful and I’m very blessed, and I used to not be, and it’s hard — that balance. But I love that I used to live like that because I could see it and I experienced it.

JACK SELBY: So on the pretty girl syndrome, what would you say are the main problems with today’s modern men and modern women?

SOPHIE RAIN: Education. I think a lot of us are not as educated as we should be, and that goes for both men and women. I also think that the school system sucks and that’s something that we should work on.

JACK SELBY: Like, if you just look to your friends that you’ve had over the past decade, what have been some consistent patterns you’ve recognized where you thought, “Oh, well, this maybe could be improved”? Same goes for men.

SOPHIE RAIN: Attention span. A lot of people don’t have an attention span anymore — I’ve noticed that from TikTok. But not really anything else. I don’t ever look at anything negatively. I only see the positives in life. I really try not to.

JACK SELBY: So that could be something — that is true.

SOPHIE RAIN: That is true.

JACK SELBY: That some people look at the negative of something when they should be seeing the positive.

SOPHIE RAIN: That is true. I also just believe that — why am I going to try to find something that will make me unhappy? I just try every single day to be happy because I know what it’s like to be unhappy and I don’t ever want to feel like that ever again. It sucks. It really does. So I just try to live every day nonchalant.

Career Longevity and the Rise of AI

GRAHAM STEPHAN: What do you think is the longevity of your career? How long do you expect to do it for?

SOPHIE RAIN: Honestly, I’m just going to keep going until people forget about me. I love posting online. I think it’s so much fun. And I think one day people aren’t going to know who Sophie Rain is anymore, because the new generation will come in and there’ll be this new big platform that comes out and everyone goes to that. And I think that’s perfectly fine. Everything evolves and everything happens for a reason, and change is good. So I honestly give myself probably another 2 to 3 years before something big else happens online.

GRAHAM STEPHAN: And what do you think about AI creators?

SOPHIE RAIN: Obviously AI is very bad. AI sucks because it’s affecting climate change, and I think it’s stupid. I truly think it’s — I don’t know why we’re doing that.

JACK SELBY: What do you mean by it’s affecting climate change?

GRAHAM STEPHAN: Well, because generative AI uses a lot of electricity, but so do private jets.

SOPHIE RAIN: That is true. That is very also true, and I know that is very bad, and I’m trying to do less on my PJ. But I also think that — you have PJ, which only — not everyone can fly PJ. And then you have AI. Everyone is currently using AI right now.

JACK SELBY: So you think AI is bad insofar as it affects climate change?

SOPHIE RAIN: Yes, 100%. It uses millions of gallons of water a day. And it’s 97 degrees here and it’s March.

JACK SELBY: Do you think that we should completely stop our production of AI?

SOPHIE RAIN: I think that there’s good AI and I also think that there’s bad AI. I think generative AI is awful, obviously. Have y’all seen the fruit Love Island thing that’s going on on TikTok right now? It’s a whole AI TV show of just these fruits and it’s like Love Island, and it has like millions of likes and people are just sitting here eating this content up and then like—

GRAHAM STEPHAN: What’s wrong with that though?

SOPHIE RAIN: It’s because it’s generative AI. It’s harming society.

GRAHAM STEPHAN: I just think everything is going to AI. So my whole thought is that in 10 years, you’re not going to be able to differentiate between you and AI on OnlyFans.

SOPHIE RAIN: Oh, I think that that’s the problem.

GRAHAM STEPHAN: And I see these videos of these dudes that are just like dancing, and then like split screen is some attractive woman at the bottom and then someone with a belly just kind of dancing at the top.

SOPHIE RAIN: Mm-hmm.

GRAHAM STEPHAN: You have no idea. And they’re making — I remember one where apparently—

JACK SELBY: Dr. Mike — have you seen the Dr. Mike ones?

GRAHAM STEPHAN: No.

JACK SELBY: Oh God. Okay. What were you saying?

GRAHAM STEPHAN: I remember one where some lady lost her following because it was exposed that she was actually a man the entire time, but was using facial AI.

SOPHIE RAIN: Yeah. And she looked like someone — I don’t agree with any of that stuff. But I think that we can use AI in great ways for research and stuff like that. I like Gemini — I think that’s the new AI on Google. I love Gemini. I think that’s great, but it’s not as harmful as generative AI.

GRAHAM STEPHAN: I just think everything’s going to AI. I think movies are going to AI.

SOPHIE RAIN: I think so too. I think that it’s inevitable.

GRAHAM STEPHAN: Podcasting at some point — maybe we could be replaced and it knows us well enough that we could have this whole conversation on AI.

SOPHIE RAIN: Have you seen that thing where you can put in a topic and it creates a whole podcast on it?

GRAHAM STEPHAN: Yeah, so far they suck.

SOPHIE RAIN: I haven’t tried it.

AI, Taxes, and the Bop House

GRAHAM STEPHAN: We’ve used a lot of the AI features.

SOPHIE RAIN: I’ve seen it.

GRAHAM STEPHAN: A lot of them are really bad.

SOPHIE RAIN: Yeah. Well, give it a year and I’m sure it’s going to take over.

JACK SELBY: Yeah.

GRAHAM STEPHAN: This is the worst it’s ever going to be is what Chris Camillo would say. Like right now, as good as it is, it’s only going to get better.

SOPHIE RAIN: Mm-hmm. Yeah, exactly.

GRAHAM STEPHAN: But do you think that’s a threat to people who want to make a living on OF?

SOPHIE RAIN: I mean, 100%. I definitely think that there’s concerns about it just because now you have someone making AI content who isn’t a real person putting out false content because it’s not a real person. And I just think that it’s unfair to people who are actually online and who actually are posting on social media and not being an AI character.

The Florida Tax Proposal

JACK SELBY: What do you think of the tax that they were considering implementing in Florida?

SOPHIE RAIN: I think it’s ridiculous. I think that it’s a little silly, and it was honestly like it sucked to hear that just because a tax isn’t some taboo thing either. Like taxes exist. They exist in states like New York, and I think California has taxes on stuff like alcohol and cigarettes, stuff that has proven to have harm on your body. I think that a tax on someone online is a little silly just because, you know, like anything on the internet can be harmful. But I just don’t understand the point of it. I really don’t.

GRAHAM STEPHAN: So he wanted to — it was a 50% tax, right?

SOPHIE RAIN: 50% tax on my income. And he claims that he was going to give it back to teachers. And I agree — like I said earlier, I think that we should put more of our money into schooling and investing into teachers. But I think that there’s way better ways than attacking one creator, because I’ve only been the only one ever called out. Yes, he says that he’s going to tax everyone in the state of Florida on OF 50%, and I don’t think that he takes into account that there are people on OF just doing it to make grocery money for that week.

GRAHAM STEPHAN: I remember you liked my Twitter post. I made the argument that he was giving you a lot of publicity.

SOPHIE RAIN: Mm-hmm. Yes.

GRAHAM STEPHAN: And then I randomly saw like, wait a second, she liked this post.

SOPHIE RAIN: I mean, he went from the bottom of the polls to second place after talking about me. So it definitely, I think it’s a lot of publicity stuff.

GRAHAM STEPHAN: Do you think you were benefiting him by responding to him, or do you think he was benefiting you by drawing attention to you? And maybe some people are like, “Oh, let me check this out.”

SOPHIE RAIN: Honestly, it probably goes both ways. I think that I was also benefiting him. I think he was benefiting me at the same time, just because whenever you talk about someone, you’re going to go check out who they’re talking about. But I just think the whole idea is a little silly in that he’s not as well educated in the new modern social media world, just because like I’ve been explaining here, OF is a huge platform and you can do anything you want on there. It doesn’t have to be adult content. And I think that gets mistranslated with a lot of people because there are people doing OF just to make side money and you’re going to tax them 50% of that when they have another job.

I pay taxes also. It’s not like I don’t pay taxes. I’ve paid my fair share in federal taxes last year, and I would be more than happy to pay extra taxes if it meant going to the teachers, but I know it’s not going to. And also, there’s definitely other, bigger people that you could tax. Like, there’s multiple billionaires who are paying $0 in taxes.

GRAHAM STEPHAN: A lot of that’s unrealized gains though, whatever that means.

SOPHIE RAIN: But I don’t know what that means.

JACK SELBY: You’re going to be defending the billionaires.

GRAHAM STEPHAN: I think the billionaires add so much economic benefit that, if anything, I think we should have an opposite tax rate. The more money you make, the less you pay in tax.

SOPHIE RAIN: Okay.

GRAHAM STEPHAN: Imagine that. Or if you make a certain amount of money, if you could prove that you pay out a certain amount or create a certain amount of jobs — like economic output — you could reduce your taxes by, let’s just say, hey, you hire 10 people.

JACK SELBY: That’s a hard thing to measure. Technically speaking, it’s not a bad idea because dollar to dollar, you’re going to be helping out the gross economy more. But I don’t even know.

SOPHIE RAIN: I mean, I also think that I also help out the economy a little bit because I saw a tweet from Fishback saying that some — I think it was about the billionaires being taxed and that they actually put stuff into the world, like they create jobs and stuff. And it’s not like I’m not doing anything. I pay photographers every single week to come take photos of me — local photographers. I rent out studios to go do shoots — I’m putting money back out there. It’s not like I’m keeping it all to myself. And I also employ — I have a whole business now that I run behind the scenes, and that’s another thing. I wouldn’t have been able to do that without being on OF. And I think you can become an entrepreneur from this. I’m using it as a gateway essentially to try and do bigger projects.

Career, the Bop House, and the Construction Business

JACK SELBY: When people ask you what you do for a living, what do you say?

SOPHIE RAIN: I say social media.

JACK SELBY: You say social media as opposed to OF?

SOPHIE RAIN: I just say social media because I do social media. I do TikTok also. I’m on YouTube. I also do Snapchat. It’s not just OF I’m on. I’m on the entire —

JACK SELBY: Part of me thinks it would be interesting if you said you ran a construction company.

SOPHIE RAIN: I mean, I think that would actually —

GRAHAM STEPHAN: Or a bakery.

JACK SELBY: Well, she actually does run a construction company. I like the construction company.

SOPHIE RAIN: Thank you, thank you. Yeah, it’s not anything great. We’ve been running for a year. I do it with my family and my dad helps a lot with it, but we just do little local jobs and we just can’t keep up with it right now because we can’t find anyone to work. Unfortunately, we have really good people that work for us currently, but we want to expand and we can’t expand because we can’t find people to work.

JACK SELBY: So explain the Bop House.

SOPHIE RAIN: The Bop House was created by me and Aishah. We made the Bop House so we could essentially live together and support one another. So we had this idea that us and our friends should get together. We got into this house, and basically the whole idea for the Bop House was to support one another. We obviously are all doing the same thing, and we’re all on the same site, and we’re posting TikToks together, and it also is a giant ecosystem. We bounce off each other. I’ll post a TikTok with everyone in it and they get traction, and they post a TikTok with me in it and I get traction. It’s an “I feed you, you feed me” type of thing. And it was great. It worked out awesome. I had such a great time. We haven’t been together recently, but I think we’re going to go on a group trip somewhere soon so we can make more content together.

JACK SELBY: Do you live in the Bop House?

SOPHIE RAIN: No.

JACK SELBY: But people do.

SOPHIE RAIN: Yeah.

JACK SELBY: Who owns the Bop House?

SOPHIE RAIN: Right now it’s not a thing anymore because we were just renting it and the lease was up, but we all collectively paid the rent every month.

JACK SELBY: How much was the rent?

SOPHIE RAIN: I think the total amount was $60,000.

JACK SELBY: 60?

SOPHIE RAIN: Yeah. 6-0. $60,000.

GRAHAM STEPHAN: Big house in Florida, right?

SOPHIE RAIN: Yes. It was a penthouse in Miami. It was awesome. I had a lot of fun. We lived there for probably about 6 months out of the year altogether, all at once consecutively.

JACK SELBY: Was it a good investment? Like, you saw a clear return on that expense?

SOPHIE RAIN: I definitely think so. I think it was a great investment. People definitely grew their pages a lot from that and that’s all that mattered to me. And yeah, I would do it again if I had the opportunity.

Thoughts on Jack Doherty and Clavicular

GRAHAM STEPHAN: What do you think about what Jack Doherty is doing?

SOPHIE RAIN: What is he doing?

GRAHAM STEPHAN: So my understanding is that he has a house, he gets these creators on, and the criticism is that he advertises towards a lot of young kids.

SOPHIE RAIN: I think I have him blocked on every single —

JACK SELBY: Why is that?

SOPHIE RAIN: Because I just can’t stand him. Him and people like Clavicular. I just can’t stand it.

GRAHAM STEPHAN: What don’t you like about Clavicular? Did you see when he got frame mogged by the ASU frat leader?

JACK SELBY: Did you see that?

SOPHIE RAIN: Like, if you told that to a Victorian child, I think that they would just have a heart attack.

JACK SELBY: What does that even mean?

SOPHIE RAIN: What does that mean?

GRAHAM STEPHAN: Did you see it?

SOPHIE RAIN: No, I don’t see it.

SOPHIE RAIN: No, this is going to be a first.

GRAHAM STEPHAN: Jack, could you pull it up? Yeah, you’re going to see him get frame mogged by the ASU.

SOPHIE RAIN: I don’t even want to see it.

GRAHAM STEPHAN: That is crazy.

SOPHIE RAIN: I cannot stand Clavicular or Jack Doherty. They’re just — I don’t think that they have great morals.

JACK SELBY: Frame mogged.

SOPHIE RAIN: What does frame mogged mean?

JACK SELBY: The guy looks better than him. There was a frame of the video where this guy — I don’t know what his name is — but his shoulders look huge and Clavicular looks honestly a little bit nervous.

GRAHAM STEPHAN: Suboptimal.

JACK SELBY: He looks subhuman in this image because he’s getting very well framed next to this Clavicular guy. How does that make you feel? Not that we’re well versed, but that he got frame mogged.

SOPHIE RAIN: Oh, that’s how I feel.

JACK SELBY: Was it heartbreaking?

SOPHIE RAIN: Oh yeah, it was heartbreaking.

GRAHAM STEPHAN: Did you see the group that tried to avenge him?

SOPHIE RAIN: No, but I did see the video of him hitting some guy with his car, and that’s why I don’t like him.

JACK SELBY: I think he ran over the guy.

SOPHIE RAIN: Oh, like completely ran over?

JACK SELBY: That’s what it appeared to be. And what did that make you feel?

SOPHIE RAIN: I just, you know, don’t hit people with your cars. I don’t think that’s cool.

GRAHAM STEPHAN: I saw another crazy clip. Some girl slapped him really hard and then he had his security pull her aside and press charges, call the police. Where’d that go? I believe he’s suing her.

SOPHIE RAIN: Wow. He also has a hat that has very derogatory terms on it.

JACK SELBY: What does it say?

SOPHIE RAIN: The N-word.

JACK SELBY: Oh wow.

SOPHIE RAIN: He loves wearing that hat during his streams.

The Manosphere

GRAHAM STEPHAN: What’s your thought on the whole manosphere space?

SOPHIE RAIN: Space? Manosphere?

GRAHAM STEPHAN: Yeah, like the Andrew Tates, Fresh and Fit, Justin Waller — that segment of —

SOPHIE RAIN: I don’t like it. I obviously just— I think it’s a little silly to try to put those values out there. But they’re killing it in the game, and I think that it’s great that they’re online and they’re— like I said, they’re killing it. They’ve gained a lot of traction. I don’t like them personally, but I would never wish downfall on any of them.

JACK SELBY: And so Jack Doherty, though, you’re not a huge fan of him?

SOPHIE RAIN: I’m not a huge fan of Jack Doherty. I’ve never met him. I’ve just obviously heard things. And kind of like the same thing with Clavicular. I don’t like him because he did bad stuff that I’ve seen online, but I’ve never met the guy. But yeah, I just don’t like them simply.

JACK SELBY: That’s— what about the Island Boys?

SOPHIE RAIN: The Island Boys?

GRAHAM STEPHAN: They were on OnlyFans for a while.

JACK SELBY: They were on OnlyFans.

GRAHAM STEPHAN: I heard they made like a million dollars a month.

SOPHIE RAIN: Did they have blonde hair?

JACK SELBY: They’re the brothers.

GRAHAM STEPHAN: The Island Boys. The Island Boys.

JACK SELBY: Yeah, the ones with the candlestick hair. Yeah, yeah, those ones.

SOPHIE RAIN: I mean, I’ve never— I don’t think I’ve ever seen a video of them actually talking. But I mean, they’re cool, I guess. I like their tattoos.

Would Sophie Rain Quit OnlyFans for $100 Million?

GRAHAM STEPHAN: Would you quit OnlyFans for an extra $100 million?

SOPHIE RAIN: An extra $100 million? Right now, would I quit OnlyFans? I would be f*ing stupid not to. Are you joking? $100 million?

GRAHAM STEPHAN: Really?

SOPHIE RAIN: I feel like if you just make that in another year and a half, 2 years, I mean, $100 million right now, like, am I being taxed on the $100 million or do I like—

JACK SELBY: I would say, let’s just say after taxes it’s $70 million.

SOPHIE RAIN: Okay, then probably not.

JACK SELBY: But if you get the full $100 million right now—

SOPHIE RAIN: Tax.

GRAHAM STEPHAN: $70 million, no. $100 million, yes, you would quit.

SOPHIE RAIN: Yeah, because that’s 3 digits, better than 2 digits.

Sophie Rain’s Net Worth

GRAHAM STEPHAN: Do you know what your net worth is today?

SOPHIE RAIN: No, no idea.

GRAHAM STEPHAN: If you had to guess?

SOPHIE RAIN: Probably like $5 million to $20 million. $5 to $20.

GRAHAM STEPHAN: No, it has to be more than that.

SOPHIE RAIN: I don’t know. I don’t know. I’m not like— that’s why I pay someone to do all of my financial stuff for me. I don’t know anything about this.

GRAHAM STEPHAN: I was going to guess it has to be $50 million.

SOPHIE RAIN: Okay. I was like $5 to $20 was my guess somewhere.

GRAHAM STEPHAN: It has to be higher than that.

SOPHIE RAIN: I pay a lot in taxes though, so I don’t understand.

JACK SELBY: Yeah, but you made—

SOPHIE RAIN: I don’t have that much.

GRAHAM STEPHAN: Well, let’s do the math. I’m basically taking your total income, subtracting taxes, subtracting living expenses and other discretionary spending.

SOPHIE RAIN: Okay.

GRAHAM STEPHAN: Then I’m adding in the fact that you’ve been investing the money an extra 15% over the last 2 years.

SOPHIE RAIN: Okay.

GRAHAM STEPHAN: Which is on the conservative side of things.

SOPHIE RAIN: Mm-hmm.

GRAHAM STEPHAN: And that takes me to $40 million.

SOPHIE RAIN: Okay.

The Importance of Financial Literacy

JACK SELBY: The thing is that people— and we’ve noticed this on the podcast— will spend so much time— like Togi, you know who Togi is?

GRAHAM STEPHAN: Wow.

JACK SELBY: People will spend— and now people are going to just think that we’re name dropping. You guys know who Togi is, right?

GRAHAM STEPHAN: Togi]. Okay. Togi.

JACK SELBY: Okay.

GRAHAM STEPHAN: I like Togi.

JACK SELBY: I’m like, people are just going to think that we’re name dropping, but this makes sense in the context. He will spend so much effort making as much money as possible. And if he just spent 5 to 3% of that effort to understand investing and understand savings and budgeting and net worth and appreciation growth, stuff like that, then he’ll earn more spending in that 3% of time he spends learning that than if he were to spend that working.

And the same thing would go to you. If I ask you what’s your net worth and you’re saying between $5 and $20 million, that shows to me that you have no idea what’s going on financially, which is insane to me. Because if you’re grinding so, so, so hard to try to get to someplace financially, you could just spend a little extra time— or even trade the time and work a little bit less— but spend a little bit of time understanding your finances, and you’ll make more money doing that. And it’s not even close. Like, 5 times more money doing that.

SOPHIE RAIN: I literally have considered taking a college course online.

GRAHAM STEPHAN: You don’t need to do that.

JACK SELBY: Find someone that’s financially literate and talk to them. Honestly, the Money Guys— talk to the Money Guys. Talk to Graham, talk to me.

SOPHIE RAIN: I need to, because I really want to learn.

JACK SELBY: In 10 minutes— like even after this podcast, we can go over it. In 10 minutes, you should have a basic understanding of where you’re at. Because if you’re saying between $5 and $20 million, imagine after you grind for 5 years.

SOPHIE RAIN: I guess that is a pretty big range.

JACK SELBY: And you learn that you have $10 million. What are you going to say? Where did it all go? Right?

SOPHIE RAIN: Yeah.

JACK SELBY: Like, why did I grind so hard? Well, that could be the reality. You don’t know how much these money people that are working with you are taking. Would you be able to say what percent they’re taking? That’s the thing. And they could be taking some crazy percent where, if you just spent a little bit more time finding someone else or seeing what they’re investing in— what if they’re investing in really bad stuff?

SOPHIE RAIN: I don’t know any of this.

GRAHAM STEPHAN: Just get a third-party fiduciary to look it over for you.

SOPHIE RAIN: Fiduciary?

GRAHAM STEPHAN: Yeah. Someone who’s on your side.

JACK SELBY: Or just a friend.

GRAHAM STEPHAN: A third party. Someone who has no financial interest in how you’re doing.

SOPHIE RAIN: Okay.

GRAHAM STEPHAN: Just to look it over and say, “Hey, thumbs up, this is good,” or, “Hey, these things are questionable.” We had on another person who had a very successful career, thought they made all this money, and then realized, “Wait a second, the person I trusted with my money ended up squandering all of it. And I owe taxes that I don’t have.”

JACK SELBY: So he was actually negative net worth after— it was RJ Mitte, who was on Breaking Bad, like a main star on Breaking Bad. And he was negative. Yeah. He was. Like in severe financial duress.

GRAHAM STEPHAN: Hmm.

SOPHIE RAIN: So I definitely need to open a book or something.

JACK SELBY: You don’t need to open a book. It’s so simple. It’s actually so simple.

SOPHIE RAIN: It’s not though.

JACK SELBY: I will explain to you in 5 minutes. Not now— after the podcast. Or maybe we could— yeah, we should just do it after the podcast.

GRAHAM STEPHAN: We’ll do it after the podcast.

JACK SELBY: But anyways, it would be so worth it to spend just a small percentage of your time, instead of working, to just understand your finances.

SOPHIE RAIN: Because you’re working.

GRAHAM STEPHAN: You’re good. You’re good for like the next 100 years.

JACK SELBY: It’s a few basic principles.

SOPHIE RAIN: I feel like I’m like 50/50 with it. Like I kind of understand.

JACK SELBY: It really sounds like you’re like 5/95 when it’s $5 to $20 million.

GRAHAM STEPHAN: $5 to $20 million. I could see like $15 to $20 million, okay, fine— because of market fluctuations and maybe valuations. But $5 to $20 million is a big range when you’re making this much money. It shouldn’t be less than $25 million. If it were less than $25 million, you’d have some serious concerns. I would say we actually have to figure out where it’s going.

SOPHIE RAIN: Yeah.

GRAHAM STEPHAN: I just don’t know who’s controlling it and what they’re doing with it.

SOPHIE RAIN: I don’t know. I obviously don’t want to talk about it too heavily on the podcast.

JACK SELBY: Yeah. We’ll discuss more later. What would winning look like to you in 10 years?

Sophie Rain’s Vision for the Future

SOPHIE RAIN: Winning to me in 10 years— I want to be on my farm still. I want to take care of my animals. That’s what I want to do. I eventually want to have horses. I want to have a big cattle herd. And that’s what I want to do. I want to wake up every day and kind of be a farmer, I guess. That’s what my grandparents did. My grandpa did. I grew up watching him do that. He raised pigs his entire life. And that’s just kind of what I want to do. I love being, in the southern lifestyle, I guess you could say.

JACK SELBY: You should get fish.

SOPHIE RAIN: I love fishing.

GRAHAM STEPHAN: Koi.

SOPHIE RAIN: I have koi, actually.

GRAHAM STEPHAN: Really?

SOPHIE RAIN: I do. They’re not koi, they’re koi goldfish. I probably have like 50 of them in my pond out front.

GRAHAM STEPHAN: So what you should do is go to Japan— they have these entire koi farms— and you could go there and actually pick out your koi.

SOPHIE RAIN: And aren’t they like $100,000?

GRAHAM STEPHAN: They can be.

SOPHIE RAIN: I was going to say, aren’t they like super expensive?

GRAHAM STEPHAN: It depends on the size and the type of koi.

SOPHIE RAIN: Jake Paul, he bought koi fish?

JACK SELBY: He did.

SOPHIE RAIN: I saw that.

GRAHAM STEPHAN: Yeah.

SOPHIE RAIN: Like a big gold one or something? Yeah. Yeah.

GRAHAM STEPHAN: So I’ve seen the fish that were there, and I’ve seen them at like $50,000 to $100,000. But honestly, the ones that are like $5,000 to $10,000 look 90% the same.

SOPHIE RAIN: Okay.

GRAHAM STEPHAN: And it comes down to the scales and the marble.

SOPHIE RAIN: It’s crazy. Like, who has time to count the scales on a fish? It’s just insane.

GRAHAM STEPHAN: And it’s the lines they want. They want really distinct lines and colorations that don’t bleed into one another. Because once they bleed into one another—

JACK SELBY: You’ve done your research on this.

GRAHAM STEPHAN: Oh, he loves fish.

GRAHAM STEPHAN: I spent a whole day with the koi farmers in Japan and they taught me everything about koi.

SOPHIE RAIN: No way.

GRAHAM STEPHAN: It’s actually really sad. I’ll tell you.

JACK SELBY: Go ahead.

GRAHAM STEPHAN: The amount of fish that they kill to get— because they only want the ones that have certain colorations.

SOPHIE RAIN: Right.

GRAHAM STEPHAN: And that’s like a small percentage of the fish that they breed. So they breed hundreds of thousands of fish, but they might only keep a few hundred of them.

SOPHIE RAIN: It’s kind of like Pokémon cards.

JACK SELBY: So they kill like 100,000.

GRAHAM STEPHAN: They call it culling. They cull the fish. They don’t kill. It’s culling.

JACK SELBY: Why do they call it that?

Private Jets, Family, and High School Memories

GRAHAM STEPHAN: Less harsh than killing fish. Now, in fairness, I think some of them are ground up, and I think they’re reused for something. But it’s still— but to get that one fish, that one fish is probably 1 in 100,000 when you really think of, like, that is the show fish. And then those fish will end up breeding, but the offspring, they could be any color. And so it’s only a small— but you see them in different sizes. And apparently when they start off small, they’ll change coloration as they get bigger. So there’s also a chance you spend $5,000 on a fish and then by the time it’s 3 times the size, it’s color changed and it’s worthless.

JACK SELBY: Hold on a sec. We have to understand this private jet.

SOPHIE RAIN: Okay. Yes.

JACK SELBY: Okay. Because your manager chimed in and he said the amount you spend on private jets is unacceptable.

SOPHIE RAIN: I guess. I don’t know, whenever I travel, I don’t count it, I guess, just because I love traveling.

GRAHAM STEPHAN: That doesn’t count. I think that’s girl math. That’s definitely girl math.

The $78,000 Private Jet

SOPHIE RAIN: It’s girl math. But I did spend— I don’t even want to say this because it’s so embarrassing. I spent $78,000 on a private jet to bring my entire family on a vacation. And I think that that was valid. That’s something I wanted to do.

GRAHAM STEPHAN: You could afford it. I think if anyone could get a private jet, to you and actually justify it—

SOPHIE RAIN: Thank you. Thank you.

JACK SELBY: If anyone could, anybody in the entire world, yes, it would have to be. It’s good because the safety is increased. Also, if you are spending your money in any way, taking your family on a vacation is the best.

SOPHIE RAIN: Yeah, it was, and we had so much fun. I think the last time my mom has flown anywhere was years prior to that. So her first experience back flying was on a PJ. It was just so much fun. That’s all I want to do — I just want to spoil them. That’s seriously all I want to do. But I’m slowing down on my PJ spending. The one here was $8K.

People Asking for Money

GRAHAM STEPHAN: How often do people ask you for money? Like, “Hey, could you just buy me this thing?”

SOPHIE RAIN: Quite often, actually. Quite often.

GRAHAM STEPHAN: What’s the most ridiculous request you’ve seen?

SOPHIE RAIN: A house.

GRAHAM STEPHAN: How much?

SOPHIE RAIN: A million.

JACK SELBY: That’s not even like a cheap house.

SOPHIE RAIN: I know, but it was someone that I’m not close with.

JACK SELBY: I feel like if you’re going to ask for a house from someone, you’re not just going to go to a million. You’re going to be like, “Oh, can I have like a condo?”

SOPHIE RAIN: Yeah, exactly.

JACK SELBY: You know, like $250,000.

SOPHIE RAIN: Someone that I used to talk to — they’re a family friend and we were really close, whatever. But I don’t talk to you anymore. You’re asking me for a million dollars?

Generosity with Old Friends

JACK SELBY: Did you cut it off with your day ones?

SOPHIE RAIN: No, I still talk to a lot of them, honestly. They’re all very nice and supportive. There’s been a couple of people that, obviously, I should have just said no way back then, but I just hate saying no to people.

I spend a lot of my money on giving money to other people. One of my old co-workers — I bought her a house. I did actually buy her a house. It was $300,000. And I just bought her a new car. And my friend who I used to go to school with — I send him money every other week just because me and him were tight, you know? He was there for me whenever I didn’t have any friends in high school. Shout out.

GRAHAM STEPHAN: Why didn’t you have any friends in high school?

High School Days

SOPHIE RAIN: Oh my God, are you kidding? I was just so— I don’t know, I was a weirdo. I really was more one of the weirdo kids. Let me just show you a picture of me from high school. I just didn’t talk to anyone. I didn’t have friends. I wasn’t interested in things that people were interested in. I was interested in Pokémon. That’s all I did. I had a little Pokémon backpack and I got made fun of it in middle school. I like that kind of stuff.

GRAHAM STEPHAN: Are you going to show up to your high school reunion?

SOPHIE RAIN: Probably not. Probably not. Who would I go see?

JACK SELBY: Did you?

GRAHAM STEPHAN: No, I was out of town.

JACK SELBY: Would you have?

GRAHAM STEPHAN: Yeah, I would have. I see a lot of the people on Facebook. I like keeping tabs on people, and just like when they post a photo, I’m like—

JACK SELBY: Graham always goes, “Oh, this person really went downhill.”

GRAHAM STEPHAN: It’s insane because you see 2 types of people.

SOPHIE RAIN: This was me and my friend in high school. No way.

JACK SELBY: What?

SOPHIE RAIN: Yeah, that’s me.

GRAHAM STEPHAN: No way.

SOPHIE RAIN: That’s me.

The Transformation

JACK SELBY: How did you lose all your— I started eating a lot better. Do you take Ozempic?

SOPHIE RAIN: No, never taken.

JACK SELBY: You never took any?

SOPHIE RAIN: I don’t like needles.

JACK SELBY: Oh, people were curious.

GRAHAM STEPHAN: Unrecognizable.

SOPHIE RAIN: I know, isn’t it insane? Isn’t it actually like—

GRAHAM STEPHAN: Have you talked about this before?

SOPHIE RAIN: Not really, no, but there are pictures of me from high school. People that go to my high school now currently, they go in the yearbook and take photos of me.

GRAHAM STEPHAN: What motivated you? And how did you do it? Like, where did it start?

SOPHIE RAIN: I think it started after high school serving. I was putting in steps serving. I couldn’t say no to people. I’d always pull doubles. I’d always say yes if someone was calling out and they’d come to me and ask, “Can you work for this person?” I’d always say yes. So I was working like 38-hour weeks every single week. And I really genuinely think it was just walking so much, because before then I didn’t do anything in high school. I didn’t have any extracurricular activities. I was never on a team. I never did anything. I was just there, you know.

GRAHAM STEPHAN: And what about diet?

SOPHIE RAIN: McDonald’s was my favorite place to eat at. I love—

GRAHAM STEPHAN: What would you order?

SOPHIE RAIN: Chicken nuggets. 20 chicken nuggets was my OG order. And fries and a Coke and an apple pie because I like the apple pie at McDonald’s. It’s so good. But I had a really bad diet. I loved fast food. And now I have a way better diet. Obviously I don’t eat fast food 24/7, because that’s what I used to eat 24/7.

GRAHAM STEPHAN: 24/7.

SOPHIE RAIN: But yeah, and this photo was taken in 2017.

GRAHAM STEPHAN: Wow, this honestly shocked me.

JACK SELBY: Yeah, it’s honestly just impressive.

GRAHAM STEPHAN: Yeah, it really is.

A Well-Rounded Life

JACK SELBY: From a holistic view of your life, it seems like you kind of have everything dialed in. You came with 2 people that you’re very close to, and that’s really nice.

SOPHIE RAIN: And it takes a village. Surrounding yourself with people is the number one thing I recommend. Surround yourself with people you know are going to support you.

JACK SELBY: And you’re being generous with the people that have been generous to you, which is really cool. You’re not spending your money on lavish things. The only thing would be figuring out where you’re at financially, because that would be a better use of your time than honestly even working at this point. But yeah, you seem like a pretty well-rounded person.

SOPHIE RAIN: Yeah, thank you.

GRAHAM STEPHAN: I feel honestly bad for the amount of hate that I just see in the comments.

JACK SELBY: It’s okay.

GRAHAM STEPHAN: Because it doesn’t make any sense to me.

SOPHIE RAIN: It doesn’t make sense.

JACK SELBY: Well, the main thing people are going to hate on is the fact that they see the whole OF sphere as something that’s very unethical.

SOPHIE RAIN: Mm-hmm.

JACK SELBY: And so that’s where the hate’s coming from.

GRAHAM STEPHAN: They hate the people who buy it. That’s what I think. It wouldn’t exist if people weren’t buying it.

SOPHIE RAIN: That is true. I guess you got a point there. I think it goes both ways.

JACK SELBY: I don’t know.

GRAHAM STEPHAN: I think if they put half of the attention they put on that into their own life, that too would be beneficial for them.

Taxing the Industry

SOPHIE RAIN: I think that if I get, you know, if James Fishback becomes governor and if I get taxed 50%, I also think that the consumer should be taxed 50%. I think that’s—

JACK SELBY: Well, it would probably go back to them, right?

GRAHAM STEPHAN: No, I don’t know how that would work. It could be a sales tax because, like, an alcohol tax, cigarette tax, gas tax is paid by the consumer. And then of course they bake it into the price, but it’s really the consumer that ends up paying.

Pool, the Gym, and Staying Active

JACK SELBY: Either way, it sounds like you’re doing a great job. The only thing is the finance stuff, and definitely work on your pool game. That needs— honestly, it’s—

SOPHIE RAIN: What did y’all say? Do this hand like this? Yeah, you were—

JACK SELBY: You go and you start playing pool, and the very first shot — this is your pool cue, this is the ball — you go like this, you twinked it. Like, it went over the top.

SOPHIE RAIN: Does it make sense now?

JACK SELBY: I don’t know, it just made a twink sound.

SOPHIE RAIN: I’ve never played sports. I’m not athletic. I’ve never been to the gym. I don’t do— I don’t know.

GRAHAM STEPHAN: You don’t go to the gym either?

SOPHIE RAIN: I’ve never been to the gym a day in my life.

GRAHAM STEPHAN: Why?

SOPHIE RAIN: I think I went once and I was trying to bench press — is that what it’s called? — just the bar. And I threw out my shoulder, so I’ve never been.

JACK SELBY: The bar is pretty heavy. It’s 45 pounds.

GRAHAM STEPHAN: So honestly, you would do really well. Go to the gym with Togi.

SOPHIE RAIN: I don’t know who that is.

GRAHAM STEPHAN: Okay, that video would do so well. It would do crazy.

SOPHIE RAIN: I was supposed to go to—

GRAHAM STEPHAN: Where Steve will do it.

JACK SELBY: Oh, Ilya’s gym?

SOPHIE RAIN: No, LA something.

JACK SELBY: LA Fitness.

SOPHIE RAIN: Ryan Garcia. Young LA. Young LA. Is that what it’s called?

GRAHAM STEPHAN: Yeah.

SOPHIE RAIN: Is that a gym?

JACK SELBY: Yeah. Well, I think it’s like a brand. Honestly, I have no— okay. Yeah. The brand of—

SOPHIE RAIN: That was going to be my first official time in a gym.

JACK SELBY: Yeah.

SOPHIE RAIN: So I don’t work out. I’m not athletic. I never played sports in high school.

GRAHAM STEPHAN: But why not work out? You just don’t like it?

JACK SELBY: It seems like it’d be a high ROI.

GRAHAM STEPHAN: It seems like that would be one of the best things that you could do for like an hour a day to work out.

SOPHIE RAIN: Listen, I’ve been telling myself for 3 years to get into the gym and work out because I do want to like tone, but I don’t know. I’m just, I’m comfortable where I am.

JACK SELBY: I am.

SOPHIE RAIN: Like, I’m happy with myself.

JACK SELBY: Diet is much more important. They spend a lot of time working out in the gym but not very much on the diet.

SOPHIE RAIN: Yes, diet is more important. I would say it was 100% more important. I mean, I haven’t worked out and you saw I’ve lost so much weight just from eating better. So yeah.

Closing Remarks

JACK SELBY: All right, well, that’s it, guys.

GRAHAM STEPHAN: Thank you.

JACK SELBY: Thank you so much for watching. Thank you for being available and making this happen. Thank you guys very much for joining over there.

SOPHIE RAIN: Thank you, Brandon, for listening in. Also, oh, sorry, I was shouting out Brandon for listening in.

JACK SELBY: Shout out Brandon.

GRAHAM STEPHAN: Shout out Brandon. And also, if you want to see the members edition, the full thing, click the join button. Really helps support the channel.

JACK SELBY: Thank you guys so much for watching. Until next time.

GRAHAM STEPHAN: See ya.

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